MANAGING Cyclicality

Lehman, Bill
March 2005
Mortgage Banking;Mar2005, Vol. 65 Issue 6, p102
This article looks at one aspect of technology and scalability, and centers on lessons learned and success stories from both within and outside the mortgage industry. Achieving profitability over the entire interest rate cycle and scaling up to meet demand are two key drivers for mortgage executives who hope to transition to a variable-cost model. Lenders often look to new technology, including loan origination systems and workflow, to help meet these challenges. However, selecting and implementing the right solutions pose challenges of their own, and the business' strategic goals are often not met. INSET: WORKFLOW TERMINOLOGY.


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