Technology Eases Burden Of CRE Risk Management

Berger, Stacey
December 2010
American Banker;12/28/2010, Vol. 175 Issue 199, p6
Trade Publication
The author offers opinions on risk management related to commercial real estate and real estate development loans by banks. It is argued that bank automation technology exists which can enable banks to create more accurate ratings of the risks of their commercial real estate loan portfolios, primarily by integrating the large amount of data needed to evaluate such a loan.


Related Articles

  • Risks change as construction projects stall. Lenckus, Dave // Business Insurance;11/2/2009, Vol. 43 Issue 39, p18 

    The article reports on the risks and risk-financing options facing foreclosing lenders in the U.S. as commercial property owners stop partially completed projects due to the weak economy. According to experts, the drop in property values can make the owner's construction loan-to-property-value...

  • Banks Vent Rage Over Commercial RE Loan Rule. Conrad, Lee // U.S. Banker;Jun2006, Vol. 116 Issue 6, p10 

    The article reports on the opposition of banks in the U.S. against a proposal by regulators that warns those with high concentrations of commercial real-estate loans to increase their capital reserves than the regulatory minimums. The guidance also urges banks to improve their risk-management...

  • Commercial Real Estate Lenders Riled Up.  // National Real Estate Investor;Oct2006, Vol. 48 Issue 10, p12 

    The article reports on the issues concerning the plan of federal regulators to raise capital requirements for banks who offered commercial real estate loans in the U.S. The plan would set-up enhanced risk management programs through greater capital requirements and monitor high loan...

  • Banking Agencies Develop Sound Risk Management Practices to Address Concentrations in Commercial Real Estate Lending. Fitzsimons, Adrian P.; Elifoglu, I. Hilmi // Bank Accounting & Finance (08943958);Jun/Jul2007, Vol. 20 Issue 4, p39 

    The article deals with the response of banking agencies in increasing the concentration in risk management practices among commercial real estate loans. It discusses the duties of the banking agencies in reminding institutions the importance of strong risk management practices and proper levels...

  • Banks Plan to Increase CRE Allocations in 2012, But Risk Remains a Watchword. Misonzhnik, Elaine // National Real Estate Investor Exclusive Insight;1/11/2012, p1 

    The article provides an outlook on U.S. banks' commercial real estate (CRE) allocations in 2012. Banks' CRE originations have reportedly been trending up since the third quarter of 2011, driven by new loans and favorable market conditions. However, banks will likely remain cautious in providing...

  • Internet banking bringing risk managers big concerns. Zolkos, Rodd // Crain's Cleveland Business;02/22/99, Vol. 20 Issue 8, p20 

    Focuses on bank risk managers' concerns about Internet banking in the United States. Discussion on Internet banking at the American Bankers Association's risk management conference; Protection for customers.

  • Risk Guarantees Will Convert Automated Evaluation Skeptics . Banton, H. Stan // American Banker;1/3/2003, Vol. 168 Issue 2, p6 

    Focuses on the technological innovation automated valuation model (AVM) useful for the banking and mortgage industry. Requirements for the AVM for its universal acceptance in the industry; Needs for recognizing the basic principle of risk management; Effect of the cost and efficiency benefits...

  • Eurohypo to focus on core markets. Roberts, Jane // EG: Estates Gazette;5/16/2009, Issue 919, p30 

    The article reports on the decision of real estate bank Eurohypo to restructure its business with the goal of focusing on core property lending markets. The bank declared that it will focus its attention on its strongest markets, namely, Germany, Great Britain and the U.S. It also announced its...

  • Franklin Doubles Credit Loss Allowance. Gordon, Jennifer // American Banker;11/27/2007, Vol. 172 Issue 227, p18 

    This article reports that Franklin Bank Corp. more than doubled its allowance tor credit losses, adding $20 million to bring the allowance to $36 million. Credit costs on its commercial loan portfolio alone would reach $5 million to $7.5 million in 2008, the company said. The huge reserve...


Read the Article


Sorry, but this item is not currently available from your library.

Try another library?
Sign out of this library

Other Topics