TITLE

Letters

AUTHOR(S)
Kohler, Barry L.; Morrison, Raymond F.
PUB. DATE
September 2000
SOURCE
Journal of Financial Planning;Sep2000, Vol. 13 Issue 9, p13
SOURCE TYPE
Academic Journal
DOC. TYPE
Letter
ABSTRACT
This article presents letters to the editor referencing articles and topics discussed in previous issues. According to one reader, the article, "Tax Strategies for Financing Higher Education," by Barry Marks and William Reichenstein in the May 2000 issue, is an excellent mathematical analysis and summary of the available vehicles for funding higher education. College financial aid officers often report that accounts in a child's name are required to be spent down more heavily and quickly than are accounts in the parents' or even grandparents' names. Surely this has a real impact on how a middle-income family pays for college. By contrast, in most qualified state tuition programs, the "plan participant" can control the use of the funds, assuring they are used for education. Another reader comments that the June 2000 article about comparing lump sum versus dollar-cost averaging, "Simulation Model for Deciding Between Lump Sum and Dollar-Cost Averaging," was very interesting. Authors make an apparently strong case for lump-sum investing by showing in simulations that lump-sum investors make more money.
ACCESSION #
18672581

 

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