Data key to getting best deal on cover

Ceniceros, Roberto
June 2003
Business Insurance;6/2/2003, Vol. 37 Issue 22, p14
Qualitative information that sheds light on a public entity pool's operations and on its management can be equally important, according to a panel of speakers at the Public Risk Management Association's 25th annual conference held in Reno, Nevada in May 2003. It's very important for underwriters to know who provides those services and their level of expertise. Providing biographies of pool management can extend to financial and portfolio managers and other providers of operational support, whether their services are contracted for or provided in house. Pools seeking reinsurance coverage too often provide underwriters only with loss exposure, actuarial analysis and other quantitative data. While providing qualitative information reflecting on the pool's management is important, data showing that the pool maintains a strong financial position remains critical. Financial statements, reserve analysis, independent auditor reports and actuarial reports are all important elements of reinsurance submissions.


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