Medical Savings Accounts: A Critical Analysis

Bradley, Cassie F.; Dalton, Michael A.
June 1997
Journal of Financial Planning;Jun97, Vol. 10 Issue 3, p72
Academic Journal
This article analyses the contribution for medical savings account and the policies that uphold its implementation in the U.S. It was found out by researchers that many Americans have little incentive to contain health care cost. What they have are low-deductible insurance policies or are part of an Health Maintenance Organization. In 1996, the U.S. Congress approved the House Resolution 3103 or the Health Insurance Portability and Accountability Act that will test the viability of a new approach to insuring health care cost, combining a high-deductible insurance plan and tax-favored medical savings account.


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