TITLE

Evaluating Efficiency of SEPAH Bank Branches in Mazandaran Province by Using Data Envelopment Analysis

AUTHOR(S)
Sorayaei, Ali; Kalashi, Fariborz; Seifi Divkolaii, Masoumeh
PUB. DATE
November 2012
SOURCE
Australian Journal of Basic & Applied Sciences;Nov2012, Vol. 6 Issue 12, p335
SOURCE TYPE
Academic Journal
DOC. TYPE
Article
ABSTRACT
Most banks to evaluate their efficiencies only consider profit criteria and to evaluate different aspects of operations they usually use multiple ratios. The fact is that analysis of financial ratios provides little information.Accordingly, in this study by applying data envelopment analysis technique, efficiency of different branches of Sepah Bank in Mazanadaran in the year of 2009 is investigated. The results show that among 50 evaluated branches, only 5 branches located in Amol, Sari, Haraz Amol, Pasdaran and Gharen have 100 percent total efficiency and also the average efficiency of all branches is about 80 percent. Additionally, dividing the efficiency scores into two categories, that is pure technical efficiency and management efficiency, shows that in only 14 cases the size of management inefficiency is higher than criterion inefficiency and in the rest of cases criterion inefficiency caused by non-optimality of the bank size is the main cause of being inefficient. Finally, by determining pattern units for inefficient branches, the way of reaching the frontier efficiency is introduced for each of these branches.
ACCESSION #
88911452

 

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