BARBU, Teodora Cristina
May 2013
Metalurgia International;May2013, Vol. 18 Issue 5, p49
Academic Journal
The European Banking Union project, launched in September 2012 and approved by European ministers in December includes among its constituents a common, pan-European system for bank deposits guarantee and a better financing of these schemes. However, various European officials have disputed such a component. The argument is that such a scheme wouldn't be necessary if a supereisory mechanism and an effective bank resolution fund will become operational. Based on these issues, the present article synthesizes the main ideas expressed by the experts, acadenmics and European officials about the costs and benefits of a pan-European bank deposits guarantee scheme and proposes a set of indicators in order to evaluate their efficiency.


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