TITLE

Circumventing State Consumer Protection Laws: Tribal Immunity and Internet Payday Lending

AUTHOR(S)
PETROVICH, HEATHER L.
PUB. DATE
December 2012
SOURCE
North Carolina Law Review;Dec2012, Vol. 91 Issue 1, p326
SOURCE TYPE
Academic Journal
DOC. TYPE
Article
ABSTRACT
The article discusses tribal immunity, Internet payday lending practices, and the circumvention of state consumer protection laws as of December 2012, focusing on an analysis of self-governance policies and the U.S. federal government's treatment of Native America tribes as sovereign entities. A state's regulation of tribal-owned companies is addressed, along with an examination of the U.S. federal government's stance towards Internet tribal payday lenders.
ACCESSION #
84565372

 

Related Articles

  • Court: Tribes Yet to Prove Immunity from N.Y. Usury Cap. Adler, Joe // American Banker;10/3/2014, Vol. 179 Issue F338, p1 

    The article discusses the decision of the 2nd U.S. Circuit Court of Appeals in New York state that the Otoe-Missouria Tribe of Indians and the Lac Vieux Desert Band of Lake Superior Chippewa Indians are not protected against out-of-state payday loan regulation and the state’s usury limits...

  • Supreme Court case challenges tribes' sovereign immunity. LANDRY, ALYSA // Navajo Times;12/5/2013, Vol. 52 Issue 49, pA-7 

    The article discusses the U.S. Supreme Court case state of Michigan against Bay Mills Indian Community which deals with the sovereign immunity of tribes and under which the federal government can sue tribes and presents the views of Michigan solicitor general John Bursch.

  • Pentagon Proposes Tighter Restrictions on Loans to Soldiers. Wack, Kevin // American Banker;9/29/2014, Vol. 179 Issue 150, p4 

    The article looks at rules proposed by the U.S. Department of Defense placing constraints on payday lending and similar financial services marketed to military personnel in areas including interest rates and mandatory arbitration clauses. Topics include loopholes in the Defense Department's...

  • Six Things You Need to Know About the Pentagon's Military Lending Proposal. Wack, Kevin // American Banker;9/29/2014, Vol. 179 Issue 150, p14 

    The article looks at rules proposed by the U.S. Department of Defense placing constraints on financial services marketed to military personnel through locations near military bases or online, in areas including interest rates and mandatory arbitration clauses. It notes the proposed rules would...

  • New Military Lending Rules Cover More Credits, Ban Arbitration. Wack, Kevin // American Banker;7/22/2015, Vol. 180 Issue 113, p0 

    The article examines the new military lending rules that were finalized by the administration of U.S. President Barack Obama and due to take effect on October 1, 2015. Obama claimed that the rules are intended to protect active-duty military servicemen from predatory lenders. The regulations...

  • Colorado's Payday-Loan Experiment May Foreshadow Nationwide Changes. Wack, Kevin // Cujournal.com;11/ 7/2014, p4 

    The article reports that the U.S. Consumer Financial Protection Bureau (CFPB) could use the implementation of the payday lending rules in Colorado as a basis for its proposed law on payday lending as of early November 2014. According to Pew Charitable Trusts' Alex Horowitz, the CFPB can look at...

  • Banking Briefs. BANICH, TERENCE G. // Banking Law Journal;Feb2013, Vol. 130 Issue 2, p191 

    The article discusses the Georgia Court of Appeals' ruling in the 2012 case Georgia Cash America Inc. v. Greene which deals with payday lenders, the rights of borrowers, and Georgia’s Payday Lending Act. Predatory lending laws and Georgia's Industrial Loan Act are addressed, along with...

  • "Warning: Predatory Lender"--A Proposal for Candid Predatory Small Loan Ordinances. Peterson, Christopher L. // Washington & Lee Law Review;Spring2012, Vol. 69 Issue 2, p893 

    Over a hundred different local governments around the country have adopted ordinances restricting small, high-cost loans. This trend reflects the solid majority of the American public that opposes the legality of triple-digit interest rate loans and the long historical tradition of treating...

  • Regulation of Payday Loans: Misguided? Skiba, Paige Marta // Washington & Lee Law Review;Spring2012, Vol. 69 Issue 2, p1023 

    Since payday lenders came on the scene in 1990s, regulation of their "predatory" practices has been swift and often severe. Fourteen states now ban payday loans outright. From an economist's perspective, high-interest, short-term, small loans need not be a bad thing. Payday credit can help...

Share

Read the Article

Courtesy of THE LIBRARY OF VIRGINIA

Sorry, but this item is not currently available from your library.

Try another library?
Sign out of this library

Other Topics