AL-Majali, Malek
April 2012
Journal of Internet Banking & Commerce;Apr2012, Vol. 17 Issue 1, Special section p1
Academic Journal
Internet Trading Service "hereafter called" (ITS) is an information intensive business that has become a major trend in the financial marketplace nowadays. It is important to understand what predictors will impact the customer's attitude toward using ITS in Jordan. This paper is concerned with an empirical investigation of the factors that could predict customer's attitude toward using of ITS in Jordan through applications of Innovation Diffusion Theory (IDT). The research model consists of six exogenous variables: perceived usefulness, perceived ease of use, compatibility, trialability, trust and awareness and one endogenous variable: attitude toward using of ITS. 300 questionnaires survey among university staff was implemented and 265 data sets were collected. This represents 88% response rate. After rigorous data screening process such as outliers, normality, reliability and validity, 227 data is ready for structural equation modeling (SEM) analysis. Confirmatory Factor Analysis (CFA) was performed to examine the composite reliability, convergent validity and goodness of fit of individual construct and measurement models. The revised structural model demonstrates significant and positive direct relationships between all of six exogenous variables and ITS.


Related Articles

  • Modeling the antecedents of internet banking service adoption (IBSA) in Jordan: A Structural Equation Modeling (SEM) approach. AL-Majali, Malek; Mat, Nik Kamariah Nik // Journal of Internet Banking & Commerce;Apr2011, Vol. 16 Issue 1, Special Section p1 

    After ten years from the introduction of the Internet Banking Services (IBS) by Jordanian banks, the adoption of these services is still quite low. Hence, identifying success factors (SF) to improve the level of IBS adoption is crucial. This paper is concerned with an empirical investigation of...

  • Understanding continuance usage intention of mobile internet sites. Zhou, Tao // Universal Access in the Information Society;Aug2014, Vol. 13 Issue 3, p329 

    Due to the high acquisition costs and low switching costs, retaining users and facilitating their continuance usage are crucial for mobile service providers. Integrating both perspectives of perceived utility and flow experience, this research identifies the factors affecting continuance usage...

  • Modelo predictivo de la intención de adopción de Blended learning en profesores universitarios. MARTÍN GARCÍA, ANTONIO VÍCTOR; SÁNCHEZ GÓMEZ, MARÍA CRUZ // Universitas Psychologica;abr-jun2014, Vol. 13 Issue 2, p601 

    The objective of this study is to analyze the intention of the use of the instructional modality blended learning to be used by academics as a predictive model using theoretical contributions from the Theory of Planned Behavior (Theory of Planned Behavior), models of acceptance technology (TAM)...

  • Validating innovating practice and perceptions of course management system solutions using structural equation modeling. Lin, Shinyi; Shih, Tse-Hua; Chuang, Shu-Hui // Quality & Quantity;May2014, Vol. 48 Issue 3, p1601 

    As adopting information and communications technology to deliver instruction and facilitate learning, course management systems (CMSs) offer an alternative capability to enhance management practices. Based on innovation diffusion theory, this study explores CMS effectiveness (EF) and reliability...

  • CBOT's journey to hybrid trading system might be guide to NYSE. Crawford, Gregory // Pensions & Investments;11/10/2003, Vol. 31 Issue 23, p27 

    Some of the Chicago Board of Trade (CBOT) management wanted to move forward with electronic trading but many members, sensing the possible end to their livelihoods have vowed a fight to the finish. Nevertheless, the exchange has gradually introduced more electronic trading features, reaching the...

  • Direct access gaining speed.  // Futures: News, Analysis & Strategies for Futures, Options & Deri;Nov2001, Vol. 30 Issue 14, p66 

    Focuses on the benefits of direct access on electronic trading of securities. Provision of speed and control to equity markets; Clarity of direct online trading; Features of the electronic trading medium.

  • Electronic trading of shares on the Zimbabwe Stock Exchange (ZSE) will start next year.  // African Business News;9/4/2013, p13 

    The article reports that the Zimbabwe Stock Exchange (ZSE) will start offering electronic trading of shares in 2014.

  • Third Screen Communication and the Adoption of Mobile Marketing: A Malaysia Perspective. Tanakinjal, Geoffrey Harvey; Deans, Kenneth R.; Gray, Brendan J. // International Journal of Marketing Studies;May2010, Vol. 2 Issue 1, p36 

    This study integrates innovation characteristics of the Innovation-Diffusion Theory (IDT), perceived risk, trustworthiness, and permissibility constructs to investigate what determines user intention to adopt mobile marketing. The proposed model in this study was empirically tested using data...

  • Impact of Corporate Governance on Financial Performance. Majid Makki, Muhammad Abdul; Lodhi, Suleman Aziz // Pakistan Journal of Social Sciences (PJSS);2013, Vol. 33 Issue 2, p265 

    The purpose of the study is to determine the structural relationship between corporate governance and financial performance. The study develops a model linking corporate governance and financial performance then verifies it through structural equation modeling based on partial least square. The...


Read the Article


Sorry, but this item is not currently available from your library.

Try another library?
Sign out of this library

Other Topics