TITLE

How the Social Security Claiming Decision Affects Portfolio Longevity

AUTHOR(S)
Meyer, William; Reichenstein, William
PUB. DATE
April 2012
SOURCE
Journal of Financial Planning;Apr2012, Vol. 25 Issue 4, p53
SOURCE TYPE
Academic Journal
DOC. TYPE
Article
ABSTRACT
The article focuses on the Social Security claiming decision's impact on the longevity of retirees' financial investment portfolios. Topics include how to minimize longevity risk, increasing retirement account withdrawal amounts in line with inflation each year, and beneficial nominal spending targets. Information is provided on maximum sustainable annual real spending levels for long-term retirement planning, life expectancy planning, and how Social Security benefits affect taxation on retirement withdrawals.
ACCESSION #
74435666

 

Related Articles

  • Overlooked Factors Can Dim Retirement Outlook. Manganaro, John // Plan Advisor News;2014, p12 

    The article offers advice on retirement planning, according to David Blanchett, head of retirement research for investment research firm Morningstar. Topics discussed include the need to address some overlooked factors to improve preparations for retirement, the financial implications of...

  • The Metamorphosis of Retirement. Quinn, Jacqueline M. // Journal of Financial Planning;Apr2001, Vol. 14 Issue 4, p64 

    Discusses the changes in the definition of retirement and retirement planning in the United States. Difference between the concept of retirement in 2001 and retirements after the Depression era; Element of increased longevity; State of retirement savings.

  • Your Golden Years. Tyson, Eric; Carlson, Bob // Personal Excellence Essentials;Jul2010, Vol. 15 Issue 7, p11 

    The article discusses the common mistakes that retirees make in their financial and retirement planning and suggests ways to correct them. These are failure to plan, thinking that estate planning is not a personal decision, underestimation of life expectancy, miscalculating inflation, believing...

  • Can you afford to live to 100?  // Consumer Reports Money Adviser;Jan2014, Vol. 11 Issue 1, p6 

    The article discusses financial planning strategies based on an individual's forecasted life expectancy, with a focus on lifestyle and heredity. Topics include research regarding the effect of inherited traits on longevity, retirement planning, life expectancy calculators, and financial...

  • The Actuaries: Longer Client Life Spans Require Big Shift From Advisors. Iyer-Ahrestani, Savita // Investment Advisor;Jan2015, Vol. 35 Issue 1, p18 

    The article focuses on the significance of considering life expectancy of clients in writing financial and retirement plans by advisors according to actuary Ron Gebhardtsbauer. Topics discussed include the aspect of retirement stages and its consideration in life portfolio, insights regarding...

  • Straight talk on Boomer retirement. WHITE, HERB // Accounting Today;2/23/2009, Vol. 23 Issue 3, p18 

    The article talks about retirement planning for American baby boomers. There has been a decrease in the percentage of workers who are confident about having enough money for a comfortable retirement in 2008, according to the annual "Retirement Confidence Survey" by the Employee Benefit Research...

  • Facilitating the Transition of a Traditional Engineering Course to a Structured, Active, In-Class Learning Environment as a Teaching Assistant. Ilkhanipour Rooney, Sarah; Schafer McGurk, Julie; Elliott, Emily R.; Williams, Ursula J.; Dourte Segan, LeAnn // Proceedings of the ASEE Annual Conference & Exposition;2015, p1 

    The article discusses tricks of the trade in how teaching assistants can play a major role alongside instructors in the course restructuring process. The authors provide a step-by-step outline to implement new classroom activities. They show the use of this outline through particular application...

  • Factoring Life Expectancy into Retirement Planning. Moore, Rebecca // Plan Advisor News;2013, p57 

    The article reports on the claim by Life Insurance and Market Research Association (LIMRA) that retirement planning horizons based on average life expectancy often lead to the underestimation of the risk of running out of money.

  • Everything You Always Wanted To Know About Retirement. Chen, Christine Y.; Watson, Nashua // Fortune;8/13/2001, Vol. 144 Issue 3, p109 

    Introduces a series of articles answering five common questions about retirement. Importance of calculating life expectancy; Background on the search for answers to the questions.

Share

Read the Article

Courtesy of THE LIBRARY OF VIRGINIA

Sorry, but this item is not currently available from your library.

Try another library?
Sign out of this library

Other Topics