How the Social Security Claiming Decision Affects Portfolio Longevity

Meyer, William; Reichenstein, William
April 2012
Journal of Financial Planning;Apr2012, Vol. 25 Issue 4, p53
Academic Journal
The article focuses on the Social Security claiming decision's impact on the longevity of retirees' financial investment portfolios. Topics include how to minimize longevity risk, increasing retirement account withdrawal amounts in line with inflation each year, and beneficial nominal spending targets. Information is provided on maximum sustainable annual real spending levels for long-term retirement planning, life expectancy planning, and how Social Security benefits affect taxation on retirement withdrawals.


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