Life Insurance Options, and What Lies in the Shadows

Katt, Peter C.
November 2011
Journal of Financial Planning;Nov2011, Vol. 24 Issue 11, p32
Academic Journal
The article presents the case of seniors Doug and Helen, who decided to purchase a life insurance worth 50 million dollars. It mentions that both of them have encountered several problems including the ability and experience of Marty, college roommate of Doug, to implement the program. It notes that they do not really need estate-tax liquidity life insurance at all, since their estate is marketable securities. Moreover, the author points out that Marty should advise both of them to consider two sets of other choices; comparing level death benefits with increasing death benefits.


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