Lending Standards Staying Tight
- Personal Consumption Surprisingly Stable. PELATTI, LUISA GARCÍA // Caribbean Business;10/20/2016, Vol. 2 Issue 41, p19
The article focuses on a report from consulting firm Vision to Action (V2A) which revealed the stability of personal loans for consumption in Puerto Rico in 2016. Topics include the decrease in bank loan originations in 2005 to 2016, the decline in mortgage and commercial originations, and the...
- Fed: Higher Rates Curbing Demand in Some Regions. FRASER, KATHARINE // American Banker;12/9/1999, Vol. 164 Issue 235, p2
Reports on the demand for credit in the United States in 1999. States where demand for commercial and industrial loans have decreased; Continued growth in consumer lending demand in most districts; Drop in mortgage lending and refinancing; Main reason for the different trends in credit demand.
- TRENDING ON LENDING. // Independent Banker;Jan2015, Vol. 65 Issue 1, p10
Statistics are presented on percentage of community bankers' outlooks for lending areas including residential real estate, commercial, and agriculture, factors hindering mortgage lending, and factors effecting consumer lending.
- Lender's guide to the securitization of commercial mortgage loans. Dolan, Patrick D. // Banking Law Journal;Jun98, Vol. 115 Issue 6, p597
Explains various aspects of a guideline to the securitization of commercial mortgage loans. Structuring options of commercial mortgage loans; Tax issues; Accounting considerations; Interest rate protection agreements; Computational materials and forward-looking statements; Rating agency...
- Good, Bad Signs in Beige Book. Blackwell, Rob // American Banker;9/21/2000, Vol. 165 Issue 182, p4
Discusses the findings of a United States Federal Reserve System report on bank lending activity during the six weeks ended September 21, 2000. Decline in the demand for residential mortgages in several U.S. regions; Cities where commercial loan demand remained strong.
- Is There Such a Thing As Too Many Deposits? Julavits, Robert // American Banker;11/4/2002, Vol. 167 Issue 211, p7
Reports that the two-year-old trend of heavy deposit inflows at many U.S. Banks has presented the problem of what should be done with all the money. Corresponding decline in business loans; Decline in value of the portfolios of most banking companies; Part of the deposit influx used to meet the...
- Qatar: Green Shoots For The Property Market? // Emerging Markets Monitor;6/1/2009, Vol. 15 Issue 9, p18
The article reports that several Qatari banks have decided to start disbursing mortgage loans on May 26, 2009. It offers a look at the condition of personal loans by the Qatari banking sector as of March 2009. It also discusses the effect of the global recession on the banking sector of the country.
- Geographic Distribution of Delinquency Rates on Selected Loans Held by Small Banks. // Federal Reserve Bulletin;6/1/2008, pA20
The article presents an analysis on the geographic distribution of delinquency rates at small banks for loan categories such as residential real estate loans, construction and land development loans and consumer loans in the U.S. in 2007. The state-specific average delinquency rates on...
- 4th QUARTER 2003 NEW ISSUES. // Asset Securitization Report;1/19/2004 Supplement, Vol. 4, p2
Presents tables that describe the global asset-backed securitization (ABS) market. Asset class/collateral breakdown; Aircraft; Auto ABS; Credit cards; Enterprise finance; Equipment; Fund fee ABS; Global CLO; Global CMBS; German CMBS; Global consumer loans; Global credit cards; Global leases;...