Will QRM Loans Be the New Normal?

Adler, Joe
August 2011
Mortgage Servicing News;Aug2011, Vol. 15 Issue 8, p37
The article focuses on efforts of banks and consumer advocates to expand the qualified residential mortgage (QRM) loans exemption to pending risk-retention requirement in the U.S. It indicates the effort to expand the QRM exemption concentrates on the notion that it should be the rule not the exemption. According to Ethan Handelman, vice president for policy and advocacy at the National Housing Conference, if the government says that mortgages are good, then the market will take notice.


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