Small Banks' FHA Underwriting Costs Rising

Collins, Brian
August 2011
Mortgage Servicing News;Aug2011, Vol. 15 Issue 8, p3
The article reports on the concern of small community banks regarding the potential increase in the underwriting cost of U.S. Federal Housing Administration (FHA)-backed loans when all government lenders will be required to have a direct endorsement underwriter on staff.


Related Articles

  • Obstacles to Making Affordable Mortgages Mount. Davis, Paul // American Banker;9/11/2014, Vol. 179 Issue 141, p6 

    The article discusses changes in U.S. community banking practices that may make affordable mortgages difficult for banks to provide. Topics include mortgage interest rates, changes in demographics of potential homeowners, and how the U.S. Federal Housing Administration (FHA) intends to increase...

  • Originations of FHA-Backed Loans Off.  // American Banker;4/8/2010, Vol. 175 Issue 54, p7 

    The article offers data concerning origination of single-family mortgages by the U.S. Federal Housing Administration January and February 2010.

  • Is FHA's Grip on the Purchase Mortgage Market Starting to Slip? Collins, Brian // National Mortgage News;3/28/2011, Vol. 35 Issue 26, p20 

    The article presents an analysis of whether the venture of the U.S. Federal Housing Administration (FHA) on the purchase mortgage market starts to slowdown in 2011.

  • Slight Dec. Gain in FHA Loan Funding. Collins, Brian // American Banker;1/24/2011, Vol. 176 Issue 12, p7 

    Brief information is given about an increase in the amount of mortgage loans for single-family properties funded by the U.S. Federal Housing Administration in December 2010.

  • FHA's Purchase Role Slipping. Collins, Brian // American Banker;4/8/2011, Vol. 176 Issue F314, p6 

    The article discusses the effect of government credit standards and higher mortgage insurance premiums on the U.S. Federal Housing Administration's lending program for home buyers.

  • FHA Single-Family Endorsements Decline. Collins, Brian // American Banker;4/29/2011, Vol. 176 Issue F316, p6 

    Brief information is given from the U.S. Federal Housing Administration's "Single-Family Outlook" report which noted the agency's endorsements of single-family loans dropped 24 percent in first-quarter 2011 from fourth-quarter 2010.

  • Limiting Loan Limits. Berry, Kate; Lepro, Sara // American Banker;7/7/2011, Vol. 176 Issue 104, p6 

    The article focuses on the U.S. Federal Housing Administration's (FHA's) policy on loan limits and the FHA's management of its market share of mortgage originations.

  • FHA Is King --For Now. Sichelman, Lew // Origination News;Aug2010, Vol. 19 Issue 11, p16 

    The article reports that the mortgage insured by the U.S. Federation Housing Administration may turn as the loans of the last resort for borrowers who are not qualified for conventional financing.

  • FHA Chief Continues to Stump for Legislative Changes. Collins, Brian // National Mortgage News;9/27/2010, Vol. 35 Issue 1, p2 

    The article reports on the move of the U.S. Federal Housing Administration (FHA) to raise the net-worth requirement on approved lenders and force them to indemnify the government against bad loans, as part of its FHA reform bill H.R. 5981.


Read the Article


Sorry, but this item is not currently available from your library.

Try another library?
Sign out of this library

Other Topics