Gaining Favor

Panko, Ron
April 2011
Best's Review;Apr2011, Vol. 111 Issue 12, p68
Trade Publication
The article focuses on the benefits of single premium immediate annuities (SPIAs), launched by Guardian Life Insurance Co. of America. Guardian's vice president Douglas Dubitsky mentions that Americans think that they cannot get any return form a fixed annuity in low interest rate environment and prefer SPIAs from which they can get a guaranteed income stream. It informs that rates on SPIAs are higher due to mortality return and have significant roles in holistic retirement income planning.


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