Life Insurance as a Hedge Against Tax Uncertainty

Cordell, David M.; Langdon, Thomas P.
May 2011
Journal of Financial Planning;May2011, Vol. 24 Issue 5, p34
Academic Journal
The article focuses on the use of life insurance as hedge funds for tax uncertainties in the U.S. It highlights the debates of policy makers in the Congress regarding the creation of tax policies. It notes that the uncertainty in the tax policies led taxpayers to refrain from tax planning because of perceived risks. It mentions that the tendency of lawmakers to make decisions based on partisanship will increase the risk of taxpayers. It emphasizes that diversification of investments will hedge tax uncertainties of taxpayers.


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