Not-So-Top Secret Plan For Boosting Loan Growth

Monks, Matt
January 2011
Credit Union Journal;1/24/2011, Vol. 15 Issue 4, p22
Trade Publication
The article reports that banks such as U.S. Bancorp and Wells Fargo & Co. will most likely to grow their business loans faster by offering low interest rates to borrowers.


Related Articles

  • Any Rx for the NIM squeeze? Cocheo, Steve // ABA Banking Journal;Jan2002, Vol. 94 Issue 1, p16 

    Focuses on the net interest margin (NIM) of banks in the United States as of January 2002. Financial performance of West Plains Bank and Trust Co.; Solutions to the problem of NIM compression; Status of funding for banks. INSET: 'Off-balance-sheet' thinking.

  • Rate Cut Seen Helping, But Small Banks Chafe. Jackson, Ben // American Banker;9/19/2001, Vol. 166 Issue 180, p1 

    Reports on the reaction of community bankers on the decision of the Federal Open Market Committee to cut overnight interest in the United States. Benefit of move on stimulating the economy; Impact of interest cut on bank earnings; Effect of cuts on investment portfolio of banks.

  • Strategies for banks to cope with changing interest rates. Cox, Raymond A.K.; Prasad, Rose M. // Review of Business;Summer/Fall92, Vol. 14 Issue 1, p14 

    Discusses the strategies for banks to cope with changing interest rates in the United States. Model to measure the degree of interest rate risk called DIRS and R-DIRS; Computation of the DIRS for nine banks; Ways a bank can modify DIRS or R-DIRS if interest rate exposure is too high or too low...

  • Regional Banks Offer Attractive Combination Of Growth, Safety, And Yield.  // DRIP Investor;Jun2001, Vol. 10 Issue 6, p2 

    Focuses on the growth of regional banks in the U.S. Advantage of the decline of interest rates to regional banks; Percent of dividend yields; Increase in buying by corporate insiders.

  • Interest Rates: Post-Season Review and Pre-Season Forecast. Haywood, Charles F. // Banking;Jan65, Vol. 57 Issue 7, p56 

    Provides insights into the bank interest rates in the U.S. in 1964 and 1965. Supply and demand for bank loans in 1964; Change in the demand and supply line up in 1965; Effect of the reduction in corporate income taxes and the anticipated cuts in excise taxes on spending in 1965.

  • Recording a $5 bet on interest rates.  // Banking;Jan73, Vol. 65 Issue 7, p14 

    Introduces an article on the views of some bankers and bank economists about the outlook for interest rates in the U.S. in 1973.

  • Banking.  // Crain's Chicago Business;07/05/99, Vol. 22 Issue 27, pF10 

    Presents charts depicting banking activity and interest rates in Illinois and across the United States, through the first quarter of 1999.

  • Competitive bank pricing and adverse selection, with implications for testing the SCP hypothesis. Shaffer, Sherrill // Quarterly Review of Economics & Finance;Summer2002, Vol. 42 Issue 3, p633 

    Focuses on the competitive interest rates on bank loans in the U.S. Information on the traditional structure-conduct-performance paradigm used in the banking industry; Impact of market structure on banking costs; Discussion regarding credit risk in a loan portfolio.

  • Lures for depositors are complex and fast-changing.  // ABA Banking Journal;Nov81, Vol. 73 Issue 11, p43 

    Reports the conference on deposit interest rates by the Depository Institutions Deregulation Committee in the U.S. Agenda of the meeting; Proposal of the money market fund programs; Details of the commercial bank systems. INSET: Stuck on details? Here's funds-gathering help.

  • Will March DIDC meeting be a rerun? Battey, Phil // ABA Banking Journal;Mar1982, Vol. 74 Issue 3, p4 

    Focuses on the potential spillover on banking in the U.S. Competition of commercial banks and specialized thrifts in the market; Ability to offer return comparable offered by money funds; Deregulation on the removal of deposit interest rates during the Banking Leadership Conference.


Read the Article


Sorry, but this item is not currently available from your library.

Try another library?
Sign out of this library

Other Topics