TITLE

Sheltering Variable Life Policies Against Market Storms

AUTHOR(S)
Katt, Peter C.
PUB. DATE
December 2001
SOURCE
Journal of Financial Planning;Dec2001, Vol. 14 Issue 12, p22
SOURCE TYPE
Academic Journal
DOC. TYPE
Article
ABSTRACT
Highlights the effects of declining stock values on variable life (VL) policies. Implications of the September 11, 2001 terrorist attacks for the financial market; Major reason for the failure of insurers to recognize the value of VL; Basic life insurance policy designs; Choices for owners of VL who want to continue their level-to-maturity death benefits.
ACCESSION #
5722578

 

Related Articles

  • Alternative GMDB Riders: A Solution For VUL Death Benefit Sales. Lakenbach, Cary // National Underwriter / Life & Health Financial Services;4/9/2001, Vol. 105 Issue 15, p18 

    Suggests an alternative guaranteed minimum death benefit (GMDB) rider for variable universal life insurance death benefit sales. Effect of the alternative GMDB rider on non-variable universal life products; Factors to consider in designing an alternative GMDB rider.

  • Equity-indexed annuities can hedge against uncertainties. Adkins, Gary E. // LAN: Life Association News;Jun98, Vol. 93 Issue 6, p119 

    Provides an overview on equity-indexed annuities (EIA). Benefits of EIA to the insurance industry; Tie up of EIA to the Standard & Poor's 500; Three major crediting methods for EIA; Advice for insurance agents on how to explain EIA to clients.

  • Survivorship Variable And Variable Universal Life Insurance Illustrated Values.  // National Underwriter / Life & Health Financial Services;9/2/2002, Vol. 106 Issue 35, p22 

    Presents a chart illustrating survivorship variable and variable universal life (VUL) insurance policies in the United States. Accumulated value, internal rate of return and death benefit by year 30; Endowment period; Premium; Overture Bravo! from Ameritas Variable Life; Survivor VUL from New...

  • The Benefits of Life Insurance. Phipps-Evans, Michelle // Washington Informer;10/11/2012, Vol. 47 Issue 52, pH-12 

    The author discusses the benefits of life insurance. According to him, when a loved one dies with a policy, the family gets a death benefit to pay debts. He also discusses various types of life insurance including whole life insurance, universal life insurance and variable life insurance under...

  • Can Fund Wraps Compete? Stock, Howard J. // Bank Investment Consultant;May2009, Vol. 17 Issue 5, p10 

    The article reports on the economic condition of Standalone living benefits (SALBs). It notes that SALBs offer the same guaranteed-income benefits as variable annuities, however, they encounter problems with their plan, since many companies are offering lower rate than they offer. It also...

  • Variable and Indexed Life Insurance: Dual Products for Dual Problems. Brannock, Gail // Agent's Sales Journal;Feb2011, Vol. 14 Issue 2, p30 

    The article focuses on the dual benefits of variable and indexed life insurance. It states that variable and indexed life insurance allows one to enjoy cash value life products which provides dual benefits such as income tax-free death benefit that will be available when the client needs it and...

  • Variable Annuities Revamped.  // Practical Accountant;Jun2008, Vol. 41 Issue 6, p13 

    The article reports on the regeneration of the variable annuity product suite of MetLife Corp in the U.S. The revamp of annuity product suite includes the optional enhanced death benefits rider plus and updates of the two living benefit riders. It states that MetLife is recognized as one of the...

  • Achieving Equality For The Affluent Market With VULs. Tiujeblood, C. Ray // National Underwriter / Life & Health Financial Services;5/2/2005, Vol. 109 Issue 17, p41 

    The article focuses on the use of variable universal life insurance (VUL) to achieve equality for the affluent market. A VUL is a life insurance policy combining death benefit protection with professionally managed investment options. It is important for investors to realize that, like other...

  • Upon Further Review... Taking a Closer Look at Product Development in the Variable Annuity Industry. Loffredi, Kevin // Bank Investment Consultant;Feb2010, Vol. 18 Issue 2, pA6 

    The article offers information on several product developments in the variable annuity industry in 2009 in the U.S. The John Hancock Annuities is offering a 5% guarantees for life in terms of automatic monthly withdrawals after five years. MeatLife Growth & Guaranteed Income, a new single...

Share

Read the Article

Courtesy of VIRGINIA BEACH PUBLIC LIBRARY AND SYSTEM

Sign out of this library

Other Topics