An International Perspective on Safe Withdrawal Rates: The Demise of the 4 Percent Rule?

Ptau, Wade D.
December 2010
Journal of Financial Planning;Dec2010, Vol. 23 Issue 12, p51
Academic Journal
The article presents a study on safe withdrawal rates for retirement income plans. It addresses concerns on safe withdrawal rate with the 4% rule formulated by William P. Bengen which is later called as Safemax. It explains that the research aims to provide a wider perspective about safe withdrawal rates for financial planners and their clients. It also presents various international studies which reveal that the 4% withdrawal rule has not been proven safe.


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