Using Mortgage Credit to Achieve Client Objectives

Storms, Phillip
October 1996
Journal of Financial Planning;Oct96, Vol. 9 Issue 5, p77
Academic Journal
Debt is a four-letter word that many financial planners would prefer their clients avoid. In the real world, not only is it impossible, it is undesirable for most of our clients to totally eliminate debt. Mortgage debt can be useful, not only to help our clients acquire shelter, but to accomplish numerous other financial objectives, as well. The objective of this article is to point out some of these applications and to illustrate quantitative techniques for evaluating alternatives.


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