TITLE

Unlearning Lessons

AUTHOR(S)
Katt, Peter C.
PUB. DATE
April 1993
SOURCE
Journal of Financial Planning;Apr93, Vol. 6 Issue 2, p53
SOURCE TYPE
Academic Journal
DOC. TYPE
Article
ABSTRACT
The article presents information on insurance. Generally, one will find the rate of return for universal life's cash values won't be very attractive because the premiums usually aren't as high as they are for whole-life policies that have dividends buying paid-up additions. However, universal life policies are very flexible. The premium can be substantially increased. If the rate of return on the excess premiums should be very close to the universal life policy's interest rate. As is the case with whole life, the cash value grows tax-deferred and can be withdrawn tax free until withdrawals exceed cumulative premiums paid.
ACCESSION #
5554317

 

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