What I've Come to Believe About Retirement Planning
- Retirees Share Realities with Younger Generations. Moore, Rebecca // Plan Sponsor News;2015, p1
The article reports on a research by the Transamerica Center for Retirement Studies, wherein retirees reflect their views on what they would have done while preparing for retirement which includes savings on a consistent basis, and more information from employers on savings and investments.
- THE HISTORICAL RETIREMENT INCOME PROJECTOR MODEL - UPDATED, UPGRADED, AND MORE ACCESSIBLE. Everett, Michael D.; Anthony, Murray S.; Burkette, Gary D. // Journal of Personal Finance;2007, Vol. 6 Issue 2/3, p62
This article presents a more accessible and enhanced revision of a retirement income projector model which uses actual (not average) yearly historical returns (Everett, 1995; Everett & Anthony, 2002). This allows users to test drive different portfolio strategies over different historical time...
- Merrill Surveys Finds Boomers Ill-Prepared for Retirement. // On Wall Street;Sep2003, Vol. 13 Issue 9, p31
Discusses the findings of a survey conducted by Merrill Lynch on retirement planning and saving in the U.S. Median value of household retirement savings; Influence of investors confidence on retirement saving; Perception of retirees on retirement planning and saving.
- Big Fat Gay Retirement Reality Check. Rae, David // Echelon Magazine;Aug/Sep2010, p37
The article focuses on ways to save income for retirement. Many retirement rules recommend 70% of pre-retirement income should be saved to fund the retirement particularly since the gay lifestyle allegedly continues into retirement. For the remaining 30% of the income, decisions will have to be...
- Planning For Future Retirement Costs. Drinkwater, Matthew // National Underwriter / Life & Health Financial Services;9/5/2005, Vol. 109 Issue 33, p25
Discusses several factors that should be considered in planning for future retirement costs. Generational differences; Long term care expenses; Inflation; Savings.
- 4 scary steps will motivate employees to start saving now. // HR Specialist: Compensation & Benefits;Dec2013, Vol. 8 Issue 12, p4
The article offers steps for motivating employees to start saving for retirement income. It suggests determining 80% of salary, factoring in the effects of inflation over time, and checking annual Social Security statement to find projected yearly benefits. It recommends multiplying adjusted...
- Rocky road. Reid, Robert // Money Marketing;2/1/2007, p38
The article offers insights to British people on how to invest and save for retirement life by proper management of their financial matters. The author cites that a personal inflation calculator allows an individual to calculate his own personal inflation rate which may reduce spending and...
- Does Income Level affect Saving Behaviour in Pakistan? An ARDL approach to co-integration for empirical assessment. Farhan, Muhammad; Akram, Muhammad // Far East Journal of Psychology & Business;Jun2011, Vol. 3 Issue 3, p62
The purpose this study was to identify the short-run and long-run relationship between income level and saving behaviour in Pakistan along with inflation and age dependency ratio by using co-integration and error correction model (ECM) for the period of 1985-2009. Auto regressive distributed lag...
- EMPLOYERS HAVE THE POWER TO EFFECT CHANGE. MCCALLEN, JOAN // Public Management (00333611);Sep2011, Vol. 93 Issue 8, p25
The article presents the suggestion of the author on how employers in the U.S. can equip their employees with knowledge in managing their retirement savings. According to the author, employers must take active role in assisting employees in completing and submitting enrollment for a retirement...