Opportunities in Retirement Plans for Small-Business Owners

Stolz, Richard F.
July 2010
Journal of Financial Planning;Jul2010, Vol. 23 Issue 7, p20
Academic Journal
The article discusses the opportunities in retirement plans for small business owners in the U.S. It mentions the awareness of business owners in focusing on the scheduled leap in individual federal income and capital gains tax rates and on Roth individual retirement accounts (IRA). Charles Noparstak of Deerfield Illinois-based Equitrust Financial Group notes that for most small-business owners, retirement plans remain a satellite to the core of financial base that will ultimately ensure the client's financial success.


Related Articles

  • Legacy planning with IRAs. Harriman, Philip E. // Senior Market Advisor;Apr2013, Vol. 14 Issue 4, p44 

    The article provides suggestions on how financial advisors can help their clients use individual retirement account (IRA) for legacy planning in the U.S. Advisors are expected to let their clients understand the different financial tools they could employ with the money from their IRA. They...

  • The SIMPLE IRA: Is this new retirement plan option right... Pedace Jr., Frank // Air Conditioning Heating & Refrigeration News;03/09/98, Vol. 203 Issue 10, p20 

    Focuses on the Savings Incentive Match Plan (SIMPLE) individual retirement account (IRA), a retirement plan option provided for the employers and employees of small businesses in the United States. Discrepancy in pension coverage of employees in small enterprises compared with those in bigger...

  • we answered. Stich, Julie // Benefits Magazine;Jul2012, Vol. 49 Issue 7, p11 

    The article looks at the options for small employers who are interested in providing retirement plan for their employees. Several types of retirement plans are suggested, including simplified employee pension (SEP) plan, savings incentive match plans for employees (SIMPLE) individual retirement...

  • Should you convert to a Roth now?  // Small Business Tax Strategies;Sep2011, Vol. 6 Issue 9, p1 

    The article provides information on the advantage of converting a traditional Individual Retirement Account (IRA) to a Roth in the U.S. in 2011. It mentions that the extra taxable income activated by a Roth conversion is added from other sources to ordinary income, such as short-term capital...

  • Want To Convert To a Roth IRA? Hoyt, Christopher // Trusts & Estates;Sep2009, Vol. 148 Issue 9, p26 

    The article offers information on the conversion of a traditional to a Roth individual retirement account (IRA). It states that the ideal candidate for a Roth IRA conversion is someone who will always be in the highest income tax bracket or somebody who is currently in a low income tax bracket...

  • TAXES ON ROTH IRAs. Scott, Matthew S. // Black Enterprise;Feb2004, Vol. 34 Issue 7, p42 

    Addresses a query about opening a Roth individual retirement account.

  • VERITY'S VIEW. Verity, Andrew // Money Marketing;10/16/2003, p40 

    Delves into the issue of the pension program in Great Britain. Debate that pensioners must share in the growing prosperity of the region; Question on the reliability of a means test for income support; Recommendation of Steve Bee from Royal London regarding pension.

  • Investment Commentary. Marosi, James // Grand Rapids Business Journal;5/2/2005, Vol. 23 Issue 18, p38 

    Focuses on the factors to consider in planning for retirement. Advantages and disadvantages of postponing a retirement; Suggestions for retirement planning; Ways to withdraw money from a retirement account.

  • 7 Reasons Your Advisor Was Surprised by 2008. Scarfo, Gunny; Abernathy, Steven // Review of Ophthalmology;Oct2009, Vol. 16 Issue 10, p41 

    The article presents various mistakes that usually took place in managing retirement plans in the U.S. One mistake is the thought that one can predict the timing of the market downturn, in which historical patterns to plan the asset allocation is being used. Another mistake is the thought that...


Read the Article


Sorry, but this item is not currently available from your library.

Try another library?
Sign out of this library

Other Topics