Doing the Right Thing

Jahnke, William
September 2001
Journal of Financial Planning;Sep2001, Vol. 14 Issue 9, p42
Academic Journal
This article presents information on retirement funding ratio. RFR, in essence, is the maximum projected multi-period retirement income divided by the retirement income goal produced from a planning and investment solution. The factors that determine retirement income go into the RFR calculation. These include current assets, savings, investment strategy and selections, taxes, other sources of income, expenses and investment return forecasts. With RFR, funds are translated directly back into retirement dollars at each point in time, regardless of the complexity of the financial goals. Furthermore, the importance and sensitivity of variables affecting retirement cash flows and cash-flow objectives can be measured and evaluated in terms of RFR.


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