TITLE

Reconsidering Credit Risk

PUB. DATE
April 2010
SOURCE
Bank Technology News;Apr2010, Vol. 23 Issue 4, Special section p8
SOURCE TYPE
Trade Publication
DOC. TYPE
Article
ABSTRACT
The article discusses issues regarding the credit risk management practices of the banking institutions in the U.S. It scrutinizes the financial institutions's use of credit scores to analyze the customer's likelihood to repary debt in timely manners. A tool FICO scoring is introduced that allows lenders to identify borrowers who could get in trouble when economic condition changed.
ACCESSION #
49477458

 

Related Articles

  • REINING IN RISK.  // Bank Technology News;Apr2010, Vol. 23 Issue 4, Special section p3 

    The article discusses the risk management practices of the banking institutions in the U.S. from 2008-2012. While financial institutions are conscious on how manage risks, budget allocations, underlying asset type and introduction of new perspective of risk should be considered. Prakash Shimpi,...

  • Dual Risk-Rating Systems a Good Fit with Basel II. Rubin, Joseph B.; Davis, Peter // American Banker;3/31/2006, Vol. 171 Issue 62, p10 

    The article looks at how bank executives across the U.S. are devoting considerable resources toward refining their credit risk infrastructures in preparation for the impending introduction of the risk-based regulatory capital standards, known as Basel II. In particular, credit departments are...

  • The Way Forward: Rethinking Enterprise Risk Management. Coffin, Bill // Risk Management (00355593);Apr2009, Vol. 56 Issue 3, p36 

    The article discusses corporate risk management. Broadly speaking the discipline divides into two categories. Operational risk management concerns itself with insurance matters as well as worker safety, legal liabilities, and other issues affecting the firm’s ability to conduct...

  • CREDIT RISKS IN THE BANK LENDING SYSTEM. Vdovenko, Larysa // Economic Annals-XXI;2013, Issue 3/4, p79 

    The high risk of credit transactions indicates the growth in the share of overdue loans (in five times average) in the credit portfolios of Ukraine's banks. A classification of agriculture loans as the most risky, the proportion of loans to agricultural enterprises in total loans declined...

  • Risky business. Doliente, Jude // Chartered Accountants Journal;Aug2010, Vol. 89 Issue 7, p52 

    The article examines the discussion paper titled "Credit Risk in Liability Measurement," which is published by the International Accounting Standards Board (IASB). It indicates that the discussion paper addresses the role of credit risk in the measurement of the ''own credit risk." It also...

  • Indian Basel Software for Wells. Bills, Steve // American Banker;3/6/2006, Vol. 171 Issue 43, p22 

    The article looks at Wells Fargo & Co.'s plans to use software from Iflex Solutions Ltd. of Bangalore, India to help it calculate credit risk for compliance with International Convergence of Capital Measurement and Capital Standards - A Revised Framework (Basel II) capital standards. About 20 of...

  • OCC Tells Crown of N.J. to Shape Up. Paletta, Damian // American Banker;8/19/2005, Vol. 170 Issue 160, p20 

    Looks at the recent agreement between the United States Office of the Comptroller of the Currency (OCC) and the Crown Bank of Ocean City, New Jersey. How the OCC has ordered Crown to create a strategic plan and to improve its anti-laundering compliance program; Requirements to add two directors...

  • B of A Picks SunGard Software for Basel II. Bills, Steve // American Banker;1/18/2006, Vol. 171 Issue 11, p16 

    The article discusses how Bank of America Corp. (B of A) has licensed Basel II compliance software from SunGard Data Systems Inc. Basel II, which mandates that the largest banks hold capital reserves based on their risk rather than their assets, will begin to take effect in 2009. SunGard said...

  • A Multi-Pronged Approach to Online Risk. Wilhelm, Lisa // American Banker;6/16/2006, Vol. 171 Issue 115, p10 

    This article discusses the cornerstones of a financial institution's strategy, which includes privacy, data, integrity, confidence, and trust. The challenge is determining how to provide financial protection without alienating customers. The Federal Financial Institutions Examination Council...

Share

Read the Article

Courtesy of VIRGINIA BEACH PUBLIC LIBRARY AND SYSTEM

Sorry, but this item is not currently available from your library.

Try another library?
Sign out of this library

Other Topics