Reconsidering Credit Risk

April 2010
Bank Technology News;Apr2010, Vol. 23 Issue 4, Special section p8
Trade Publication
The article discusses issues regarding the credit risk management practices of the banking institutions in the U.S. It scrutinizes the financial institutions's use of credit scores to analyze the customer's likelihood to repary debt in timely manners. A tool FICO scoring is introduced that allows lenders to identify borrowers who could get in trouble when economic condition changed.


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