Achieving Sustainable Retirement Withdrawals: A Combined Equity and Annuity Approach

Lemoine, Craig; Cordell, David M.; Gustafson, A. William
January 2010
Journal of Financial Planning;Jan2010, Vol. 23 Issue 1, p40
Academic Journal
The article discusses topic related to achieving sustainable retirement withdrawals in the U.S. It discusses the present market environment planning strategies with and without annuity components. It also mentions the study than mentions common retirement planning strategies though the analysis of the withdrawal stability for portfolios consisting of equity, fixed income, and variable annuity. The article also highlights the result of the research, wherein, the use of an equity portfolio with a fixed annuity component provides a higher change of maintaining retirement distributions than other alternatives.


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