APPLIED PLANNING: Retirement Strategies Vary by Client Assets

King, Rebecca
December 2009
Journal of Financial Planning;Dec2009, Vol. 22 Issue 12, Special section p8
Academic Journal
The article presents a research study which examines the retirement strategies used by financial planners in the U.S. It discusses aspects of several retirement strategies which include the systematic withdrawals and the time-based segmentation approach. The study revealed that the common choice of strategy used by various planners were the systematic withdrawals. However, in terms of market volatility, none of the retirement strategies appear to perform better. It further concludes that retirement strategies used by financial planners will depend on the client's assets.


Related Articles

  • Retirement Planning Thrill Ride: Stay Confident in Volatile Markets. Dugan, Chris // Benefits & Compensation Digest;Apr2009, Vol. 46 Issue 4, p18 

    The article presents a discussion about retirement planning at a time when financial markets are volatile. Investors should avoid letting rice swings in stock markets affect their long-term goals. Investors are recommended to ask professional financial advisors about their risk tolerance. Mutual...

  • THE BOOMER DRAWDOWN HAS BEGUN. ORTEGA, RALPH R. // Bank Investment Consultant;Sep2015, Vol. 23 Issue 7, p19 

    The article discusses the role of financial advisors in helping their clients in decumulating assets for retirement. Topics covered include the importance of guaranteed income as a floor for retirement planning, challenges in making recommendation for clients to drawdown assets and the...

  • 'Retirement plan rescue' saves a ton of taxes. Blackman, Irving L. // Contractor Magazine;Dec2006, Vol. 53 Issue 12, p34 

    This article offers ideas on addressing taxation issues in a qualified retirement plan. Information is presented on the positive and negative aspects of having a substantial amount in a retirement plan. The subtrust strategy is explained, as well as the core concept behind the retirement plan...

  • Winds of Change. Basu, Somnath // Financial Planning;Sep2007, Vol. 37 Issue 9, p123 

    The article focuses on the use of the age-branded approach in retirement planning. It notes that the approach suggests that individuals undergo lifestyle changes during retirement. It states that the weaknesses of the traditional retirement planning approach are assuming that expenses will...

  • Sponsors Still Need Convincing About Certain Plan Features. Moore, Rebecca // Plan Sponsor News;2013, p122 

    The article discusses the results of Oculus Partners' "2012 Perspectives Study: Retirement Plan Consultants," which showed that plan sponsors are slowly embracing the idea of addressing retirement income readiness for their participants. Advisers cite creating a secure retirement and offering a...

  • Rob Reid: We need a retirement revolution.  // Money Marketing (Online Edition);6/14/2012, p21 

    The article presents the author's views on retirement planning. The author comments on the need to emphasise advice before product to all. According to the author, revolution is required to change the direction and mindset of people and to make them realise that retirement can, will, and last a...

  • Profession or Technique?  // Research;Dec2009, Vol. 32 Issue 12, p34 

    The article discusses the author's sentiments on the true nature of retirement planning. He says that retirement planning is likely to involve more diagnostic work than investment planning. He emphasizes that the question which defines a retirement planner as a professional or a technician...

  • Retirees: Profit Centers or Pitfall? Eckblad, Marshall // Financial Planning;Aug2007, Vol. 37 Issue 8, p19 

    The article reports on the results of a survey conducted by Fidelity Investments entitled, "Adapting a Practice for Retirement Income Planning." It revealed that a percentage of affluent investors at retirement age make use of the time of financial advisors. It also found out that a high...

  • Meeting the Need. Li, Jane; Del Col, Robert; Burns, Lsia; Graves, Jim // Financial Planning;Aug2007, Vol. 37 Issue 8, p89 

    The article discusses the stages in the retirement income management process. Financial advisors must follow several steps in order to maximize the chances of their clients having a successful retirement. There are two steps when implementing a retirement income management plan. Monitoring is...


Read the Article


Sorry, but this item is not currently available from your library.

Try another library?
Sign out of this library

Other Topics