Guns and Rose Gardens

Panko, Ron
November 2009
Best's Review;Nov2009, Vol. 110 Issue 7, p32
Trade Publication
The article discusses the liability coverage of murder and gun violence in homeowners insurance in the U.S. It is stated that insurers exclude coverage when an insured member intentionally commits a crime. It cites two cases wherein liability benefits were paid for murder, the Columbine High School shootings in Colorado and the Richard Baumhammers killing spree in Pennsylvania. According to Jerry Reinig, senior vice president of Farmers Life Insurance Co., coverage depends on the state laws.


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