ÇATAL, M. Faruk; SELÇUK, Gökalp N.
September 2007
Ekev Academic Review;Fall2007, Vol. 11 Issue 33, p343
Academic Journal
In the studies published for 1997 Southern Asia Crisis, bad banking applications were considered to be one among the significant reasons of Asia Crisis. In our country, April 1994 and February 2001 crisis happened and our economy was affected by this crisis. Economical fluctuations in the world, financial instabilities and the crises happened in our country and left deep undesired traces in our economy made risk and risk management concepts very significant. In this frame, with the aim of obtaining financial discipline and managing the risk, it is clear that both firms having credit relationship with banks and banking sector also having credit - relationship with firms should take a number of precautions. On the one hand, Basel II tries to prevent bad banking applications by increasing the sensibility of the banks against the risk, on the other hand, it supplies the credit of the real sector by basing the duration of giving credit on objective principles. The purpose of this study is to inform real sector about risk-management and Basel II rules and is also to determine possible economical reflects of Basel II and its impacts on real sector and is to find out financial and structural problems that firms may face.


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