Getting Real About Stock Market Expectations

Jahnke, William
March 2001
Journal of Financial Planning;Mar2001, Vol. 14 Issue 3, p44
Academic Journal
This article provides tips on financial planning. According to the article, effective financial planning requires realistic stock market assumptions. While double-digit stock market assumptions make life easier for the financial planner, they significantly overstate projected financial outcomes. By overstating financial outcomes, clients are encouraged to misallocate assets, over-consume and undersave. In many cases the failure to adequately save will result in failure to meet financial objectives.


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