Cut Capital Standards, Cut Red Ink
Tags: CAPITAL; CREDIT unions; BANKING industry; COMMUNITY banks; MOEBS, Mike; MOEBS $ervices Inc.
Related Articles
- Analyst Predicts 11% Capital Min. Coming. Birch, Ray // Credit Union Journal;5/9/2011, Vol. 15 Issue 18, p1
The article reports on the prediction of an analyst regarding the 11% capital minimum which will be met by credit unions (CU) in the future. According to Moebs $ervices Inc. chief executive officer (CEO) Mike Moebs, the best way to accomplish the 5.4 billion dollars annual earnings is to cut job...
- FIs Won't Do Well On Treasury 'Stress Test' Birch, Ray; Diekmann, Frank // Credit Union Journal;4/27/2009, Vol. 13 Issue 17, p1
The article reports on the analysis of Mike Moebs, chief executive (CEO) officer of Moebs Services, that banks would not do well in the stress test of the U.S. Department of Treasury. It presents the option proposed by Moebs, which involves reworking of the standard for minimum capital for...
- Moebs: Trades' Proposal Just Doesn't Go Far Enough. // Credit Union Journal;10/5/2009, Vol. 13 Issue 40, p38
The article reports on the belief of Mike Moebs, chief executive officer (CEO) of Moebs Services, on the proposals to provide capital in credit unions in Lake Bluff, Illinois. He offers that neither bank nor the White House proposals with the government supervising the activity to provide...
- Expert: Without Capital Reform, Many CUs Will Fail. Birch, Ray // Credit Union Journal;4/19/2010, Vol. 14 Issue 16, p1
The article reports on the key findings of Moebs $ervices that credit unions (CUs) will fail without capital reforms in the U.S. It was indicated that 2,289 natural person credit unions still need capital assistance for an average of 19.1 billion dollars. Mike Moebs, the company's (CEO), said...
- Reg E Forces Overdraft Changes. // Credit Union Times;4/7/2010, Vol. 21 Issue 14, p24
The article reports on a study conducted by Moebs Services which indicates that 1,800 banks and credit unions out of the 2000 being surveyed have made changes to their overdraft strategy after the Regulation E was implemented by the U.S. Federal Reserve in November 2009.
- Survey Suggests Banks, CUs Already Policing Overdraft Fees. // Credit Union Journal;11/30/2009, Vol. 13 Issue 48, p1
The article reports that banks and credit unions in Washington have lowered the rising overdraft protection charges. According to a survey conducted by Moebs Services, the rate has lowered from 8.2% since 1999 to 1.2% in June to September 2009. It is believed that the changes in the overdraft...
- US. CUs Reach New Record: $1 Trillion In Assets. // Credit Union Journal;4/9/2012, Vol. 16 Issue 15, p1
The article reports on the analysis of Moebs $ervices Inc. regarding the total assets of credit unions (CUs) in the U.S. It states that Moebs chief executive officer (CEO) Michael Moebs estimated that CUs quietly have reached a 19 digits worth of assets in the final two weeks of March 2012. It...
- Disclosure Exposure. // Credit Union Journal;3/12/2012, Vol. 16 Issue 11, p1
The article discusses the disclosure issues of banks and credit unions (CU) with their overdraft charges and assessment of fees to their clients and members. According to Michael Moebs, Moebs $ervices chief executive officer (CEO), financial institutions (FI) could get rid of the regulatory...
- Analyst: CUs Can't Afford $17B Cost To Bail Out Failed Corporates. Birch, Ray // Credit Union Journal;7/19/2010, Vol. 14 Issue 29, p22
The article provides the conclusion of economic analyst Mike Moebs regarding the capacity of credit unions (CU) to bail out of failed corporates. Moebs says that credit unions have only a single source of capital, thus, making it incapable of affording the 17 billion dollars cost. Moreover, he...


