Underwriting Risks During a Downturn

Swanson, Eric
May 2009
Best's Review;May2009, Vol. 110 Issue 1, p91
Trade Publication
The article discusses the challenges of underwriters in managing life and disability insurance risks due to the effects of the financial crisis in the U.S. Underwriters are facing several problems concerning merger and acquisition activities, the growing number of companies seeking bankruptcy protection, and the falling capabilities of firms to make timely premium payments. It cites the need for underwriters to create risk-selection tools that determines the financial performance of companies.


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