Incenting workers to opt out of health coverage may carry unintended consequences

Palmieri, Frank
April 2009
Employee Benefit News;4/1/2009, Vol. 23 Issue 4, p48
The article focuses on the consideration by employers of opt-out payments for medical coverage of employees who drop from family to single coverage. An employer may reportedly do this in order to save money for himself and the employee. It is stated however, that it is important for employers to consider opt-out payments when determining the payroll system and overtime rates for employees. The discouragement for employers to allow any exceptions to Section 125 rules is also discussed.


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