Strength in NUMBERS

January 2009
Employee Benefit News;Jan2009, Vol. 23 Issue 1, p32
The article focuses on the Partnership program for long-term care (LTC) insurance benefit plans in the U.S. The program allows LTC policyholders to add the value of their policy to the minimum asset spend-down required to be eligible for Medicaid benefits. Mark R. Meiners of George Mason University says the goal of the Long-Term Care Partnership Model is to use Medicaid's safety net feature as an incentive for middle income people to buy private long-term care insurance. The difference of partnership plans from other LTC insurance is explained.


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