Back-Up Plan

Panko, Ron
December 2008
Best's Review;Dec2008, Vol. 109 Issue 8, p42
Trade Publication
The article presents an analysis on the business status and performances among banks, insurance companies and mortgages in the U.S. Insurers that own banks are dabbling in reverse mortgages and some evidences suggest that reverse mortgages maybe more attractive to consumers to generate retirement income. About two out of three households own homes and that reverse mortgages provide a way in using home equity to create income in a month.


Related Articles

  • Targeting the retirement market anew. Gettlin, Robert H. // Best's Review / Life-Health Insurance Edition;Jan1998, Vol. 98 Issue 9, p12 

    Discusses the report, `The Competitive Performance of Life Insurance Firms in the Retirement Asset Market'. Call for life insurance firms to fight for their share in the retirement market in the United States; Failure of life insurers to tap the middle income scale; Need for the industry to...

  • PENSION NEWS. Hodge, Peta // Public Finance;06/16/95, p21 

    Reports developments related to pensions in Great Britain as of June 1995. Includes percentage equivalence of pensioners' earnings to final earnings; Context of compulsory competitive rendering to the insurance company final salary pension; Regulations proposed to eliminate discriminations...

  • ERISSA Pre-emption vs. Insurance Statute Status Of 'Any Willing Provider,' Argued Before U.S. Supreme Court.  // Insurance Advocate;1/20/2003, Vol. 114 Issue 3, p3 

    Reports whether the 'any willing provider' (AWP) statutes enacted by the Kentucky General Assembly is preempted by the Employee Retirement Income Security Act. Details of the AWP statute; Submission of a brief of amici curiae to the Supreme Court by the American Association of Health Plans...

  • Managing Pension Obligations in Volatile and Demanding Environments. Art AR Ryan // Geneva Papers on Risk & Insurance - Issues & Practice;Jan2005, Vol. 30 Issue 1, p95 

    This paper reviews some of the challenges facing private pension plans and then discusses various pension reform successes as well as the opportunities for the insurance industry.The Geneva Papers (2005) 30, 95�100. doi:10.1057/palgrave.gpp.2510007

  • Later in life cycle, wealth preservation is paramount. Orland, Nancy G.; Erret, Amy J. // American Banker;3/15/1994, Vol. 159 Issue 50, p11 

    Opinion. Comments on bank marketing strategies in later stages of the life cycle. Targets for life allocations; Bank delivery of products; Means of improving private banking and personal trusts.

  • SERVICE MARKS. Wilensky, Dawn // License!;Feb2005, Vol. 8 Issue 1, p12 

    Presents several surveys related to consumers in the U.S. Importance of customer satisfaction in banking, retail, utility and insurance companies; Knowledge of the product or service; Percentage of the customer's understanding requirements.

  • Risky Asset Substitution in the Insurance Industry: An Historical Example. Wells, Brenda P.; Epermanis, Karen; Cox, Larry A.; McShan, Michael // Journal of Insurance Regulation;Spring2009, Vol. 27 Issue 3, p67 

    In the 1980s, life insurers sold guaranteed investment contracts (GICs) to pension plan sponsors, then backed these contracts with portfolios heavily weighted with higher risk assets such as common stocks and junk bonds. Ultimately this caused considerable loss, and history has repeated itself...

  • Insurers want a piece of your cake.  // Mortgage Strategy;2/5/2007, p69 

    The article reports on the results on the survey concerning the payment of trail commissions into retirement conducted by the Association of Mortgage Intermediaries in Great Britain. It was found out that some insurers did not pay trail commissions once advisers stop to be registered with the...

  • CMBS Rally? Mattson-Teig, Beth // National Real Estate Investor;Jan/Feb2013, Vol. 55 Issue 1, p23 

    The article offers information on prospects of commercial mortgage-backed security in the U.S. It states that competitive financing rates has speedn up the slow recovery in the commercial mortgage-backed security market. It further details that CMBS lenders can again move ahead with effectively...


Read the Article


Sorry, but this item is not currently available from your library.

Try another library?
Sign out of this library

Other Topics