- Hard Stance of Pa. Regulator Bodes Ill for Payday Lenders. Jackson, Ben // American Banker;4/11/2003, Vol. 168 Issue 70, p1
Reports that acting Secretary of Banking for Pennsylvania, Bill Schenck, has warned state-chartered banks and thrifts in the U.S. for adoption of aggressive stance to the safety and soundness issues associated with payday lending. Impact of Schenck's warning on payday lenders; Purpose of...
- Asset-Based Financing. Friedland, Marc // Franchising World;Jan/Feb93, Vol. 25 Issue 1, p22
Describes the mechanics of asset-based financing, or FFandE (furniture, fixtures and equipment), where the asset being financed serves as collateral. Advantages for franchisees with insufficient or weak collateral or equity positions; Unrestrained collateral requirements; Non-requirement of down...
- Who's Who In Wholesale 1999. LaMalfa, Tom // Mortgage Banking;Apr2000, Vol. 60 Issue 7, p32
Presents the results of the 1999 survey of wholesale lending activity in the United States. Definition of terms; Ranking of firms by the size of projected production volume; Wholesale production activity of the firms; Overview of the top 10 wholesalers.
- Closed Loans. // Bank Loan Report;2/17/2003, Vol. 18 Issue 7, p12
Provides statistics from Thomson Financial on closed loans worldwide from February 5-12, 2003. Bookrunner; Borrower; Loan and principal amount; Maximum and minimum spread of loan.
- Credit crunch arrives. Knutson, Ted // Grand Rapids Business Journal;10/26/98, Vol. 16 Issue 43, p1
Focuses on credit tightening within the financial services industry in the United States in 1998. Increased activity of the high interest rate corporate bond market; Difficulty of businesses in getting bank loans; Tendency of banking institutions to view credit risk more critically.
- B&C MORTGAGES: A TRICKY BUSINESS. // National Mortgage News;07/24/2000, Vol. 24 Issue 44, p11
Focuses on the status of the United States subprime lending market in the year 2000. Subprime lenders' success in making payable, performing loans to borrowers that have historically had trouble paying off debt; Strategies that mortgage lenders have adopted to creative an attractive product for...
- Subprime Lenders 'Most Color Blind'. Dymi, Amilda // National Mortgage News;11/13/2000, Vol. 25 Issue 9, p6
Reports on subprime lenders, a financial services provider in the United States. Praises of National Home Equity Mortgage Association for the industry; Disparity between minority borrowers; Importance of subprime loans in acquiring a lower mortgage cost.
- Buyer beware. Wirtz, Ronald A. // Fedgazette;Oct2000, Vol. 12 Issue 4, p1
Reports on the growth of fringe banking or alternative financial services like check cashing, payday loans and title loans in the United States. Number of licensed payday loan outlets in Montana; Concerns of legislators and consumer groups over the fringe banking services industry; Consumer...
- Regulation needed for payday loans. // Business Journal Serving Fresno & the Central San Joaquin Valley;06/12/2000, Issue 322628, p34
Editorial. Discusses the need to regulate California's `pay day loan' industry. Non-subjection of lenders to usury laws; Roll over rate for pay day loans; Proposed restriction of the maximum loanable amount; Requirement of lenders to provide financial counseling to anyone who rolls over the...
- Dead cert. Stimson, Peter // Money Marketing;10/31/2002, p61
Comments on the growth in the number of lenders in the self-certification sector in Great Britain. Questions about the future direction of the market as it reaches maturity; Response of lenders to increased competition; Issues involved in coming up with lending decision.