The Starting Point Paradox

December 2008
Journal of Financial Planning;Dec2008 Supplement, p9
Academic Journal
The article offers information on the research report "Resolving the Paradox-Is the Safe Withdrawal Rate Sometimes Too Safe?" by Michael Kitces, which was originally published in May 2008. The report illustrates how clients with comparable investment portfolios can receive different safe spending recommendations from their financial planners depending on what time they start their retirement. The report's author also shows the ways that market valuation can affect safe withdrawal rate determination.


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