Joint Life Expectancy and the Retirement Distribution Period
- A Decision Matrix Approach to Retirement Income Portfolio Design. Spivack, H. Jeffrey; Nelling, Edward // Journal of Financial Planning;Aug2013, Vol. 26 Issue 8, p54
The article considers the design of retirement income portfolios by financial planners. A combination of decision matrices is proposed to incorporate the numerous and complicated variables in the creation of individual portfolios. The advantages to wealth management services of providing a...
- Roth Conversion Strategies for Beneficiaries. Caudill, April // Journal of Financial Service Professionals;Jul2010, Vol. 64 Issue 4, p35
The combination of a Roth conversion and a long-term "stretch" strategy is a powerful estate planning tool and may be more appealing to a client than a lifetime Roth conversion. Advisors who recognize the planning issues and pitfalls can help their clients make a real difference with their...
- WHAT IT TAKES TO RETIRE EARLY. // Money;Jan2007, Vol. 36 Issue 1, p73
This article presents statistics about people who successfully retire early. Planning for early retirement includes saving one-third of take-home pay or more, making saving one's first priority, aggressive investing, banking extra income instead of spending it and designing a post-retirement career.
- ASK THE EXPERT. Updegrave, Walter // Money;Sep2010, Vol. 39 Issue 8, p32
The article discusses how much money a person will need to have saved in order to retire comfortably. Although various Web sites exist that will calculate such values, the actual amount necessary will depend on a variety of factors including whether one has a mortgage in retirement, and what...
- Feeling at Sea About Finances? A Planner Can Ease the Voyage. Hannon, Kerry // U.S. News & World Report;10/13/2008, Vol. 145 Issue 8, p61
This article offers six steps toward finding a financial adviser. The author suggests one should first research the different types of financial planners available, to ensure one is getting a legitimate professional. Some of the six steps discussed include: screening for credentials,...
- Remodeling your financial house. Nance-Nash, Sheryl // Money;Feb1996, Vol. 25 Issue 2, Retirement living pB1
Discusses financial adjustments that come with retirement. Re-evaluating personal finances based on a change from living on what you made to living on what you have; Designing a budget; Increased leisure activity spending.
- You can be too cautious. // Money;Feb1996, Vol. 25 Issue 2, Retirement living pB5
Offers tabular information for managing investments after retirement.
- Beyond retirement. // DollarSense;Spring96, p10
Asserts that Americans after retirement should continue to monitor their portfolios. Rebalancing of portfolios or investment mix to ensure preservation of capital; Asset allocation; Medical expenses; Retirement planning. INSETS: States barred from taxing nonresident pensions.;Asset...
- VaR Only as Good as the User's Imagination. Rossi, Clifford // American Banker;6/20/2012, Vol. 177 Issue 95, p8
The article opines the value-at-risk (VaR) model, a metric to estimate bad outcomes in market losses or "tail risk" in portfolio management, needs refinement because it is vulnerable to errors caused by unforeseen market conditions and mistaken assumptions.