Frozen in the Headlights: The Dynamics of Women and Money

Anthes, William L.; Most, Bruce W.
September 2000
Journal of Financial Planning;Sep2000, Vol. 13 Issue 9, p130
Academic Journal
This article discusses several financial challenges faced by women. The financial services industry, women's organizations and other interested groups, women themselves, increasingly recognize the need for women to successfully manage their personal finances in today's complex society. Like men, women also must become financially independent, and they must work toward that financial independence regardless of their marital status or their life events. However, many women find it more difficult than men to successfully manage their money and attain financial independence. Historically, they have relied on men for their financial support, and many have been conditioned to believe that they cannot competently handle money. Financial anxiety, financial illiteracy and financial ill-preparedness are not unique to women, of course. Numerous surveys show that men also have deep concerns and troubled relationships with money. Not surprisingly, many women fear they will be impoverished in old age, and many of them indeed find themselves in this situation.


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