July 2007
Brookings-Wharton Papers on Urban Affairs;2007, Issue 8, p191
Academic Journal
The article offers various comments on a study on the role and effects of government-sponsored enterprises (GSEs) on mortgage market, resource allocation and urban economies in the U.S. The comment by Lawrence J. White provides background information on modern residential mortgage finance, as well as a background of Fannie Mae and Freddie Mac. Jacob L. Vigdor acknowledges that Robert Van Order's review on the issue is comprehensive, recapitulates the four main questions raised in the study and raises one additional point regarding consumer benefit.


Related Articles

  • Principles for Reforming the Housing Finance Market. Wallison, Peter; Pinto, Ed; Pollock, Alex // National Mortgage News;4/4/2011, Vol. 35 Issue 27, p4 

    In this article the authors discuss the four basic principles for reforming the housing finance market in the U.S. They note that the housing finance market should function without any direct government financial support and ensure that the mortgages are distributed with prime quality. They add...

  • Comparing International Housing Finance Systems. Pollock, Alex // National Mortgage News;10/11/2010, Vol. 35 Issue 3, p4 

    In this article, the author compares international housing finance systems. It states that the country's housing finance system is more remarkable compared to other countries because of the dominant and disproportionate role played by government-sponsored enterprises, Fannie Mae and Freddie Mac....

  • Session On GSEs, Housing And Risk-Taking Gets Nasty. Bergquist, Erick; Blackwell, Rob // American Banker;3/15/2004, Vol. 169 Issue 50, p20 

    The Thursday-evening panel at the National Community Reinvestment Coalition's annual conference saw mortgage industry U.S. lobbyists and representatives from the government-sponsored enterprises (GSEs) accusing each other of bad faith. It was ironic to hear lobbyists like Mike House, the...

  • Mortgage Servicers Face Further Scrutiny from Fannie, Freddie: Report. Berry, Kate // Nationalmortgagenews.com;12/10/2014, p1 

    The article reports on the requirement by the U.S. Federal Housing Finance Agency (HFFA) for mortgage loan companies Freddie Mac and Fannie Mae to monitor nonbank mortgage servicers of loans. Topics covered include the FHFA framework in creating standards for the assessment and management of...

  • Freddie CEO Puts the Focus on Boosting Single-Family Business. Collins, Brian // American Banker;11/7/2014, Vol. 179 Issue F343, p21 

    The article reports on the government-sponsored enterprise (GSE) Federal Home Loan Mortgage Corporation's (Freddie Mac) acquisition of Federal National Mortgage Association's (Fannie Mae) market share. Topics discussed include the increase in Freddie Mac's number of purchased single-family...

  • Retrofitting the GSEs: Can Be Done, Should Be Done Right. Berliner, Bill // National Mortgage News;5/7/2012, Vol. 36 Issue 32, p1 

    The article offers the author's view regarding the future of government-sponsored enterprises (GSEs) Fannie Mae and Freddie Mac in the U.S. The author believes that the GSEs can be overhauled to serve as the basis for a new mortgage system backed by private capital. He stresses that the useful...

  • Change to Key GSE Provision. Collins, Brian // National Mortgage News;4/23/2007, Vol. 31 Issue 30, p36 

    The article focuses on the concern about the government-sponsored enterprises (GSE) reform bill that raises the conforming limit in high cost areas in the U.S. Here, the Department of Treasury is willing to accept an increase in the conforming loan limit to get a GSE reform bill passed, however,...

  • FHFA Unveils Duty-to-Serve Requirements for Fannie, Freddie. Blackwell, Rob; Collins, Brian // American Banker;12/16/2015, Vol. 180 Issue 192, p1 

    The article reports on the proposal unveiled by the U.S. Federal Housing Finance Agency on December 15, 2015 detailing the requirements for the mortgage loan companies Fannie Mae and Freddie Mac. Topics discussed include the attempt of the agency at the duty-to-serve proposal, the credit which...

  • The Mortgage Finance Bubble: Causes and Corrections. Hendershott, Patric; Hendershott, Robert; Shilling, James // Journal of Housing Research;2010, Vol. 19 Issue 1, p1 

    The article discusses the growth of mortgage transactions from 1997-2007 in the U.S. It highlights the conduct of the government sponsored enterprises (GSEs) Fannie Mae and Freddie Mac and how private-label securitization of "junk" loans contributed to the growth of mortgage debt. Causes of the...


Read the Article

Courtesy of

Sorry, but this item is not currently available from your library.

Try another library?
Sign out of this library

Other Topics