Sun Life Offers No-Lapse VUL

May 2008
Best's Review;May2008, Vol. 109 Issue 1, p26
Trade Publication
The article reports on the launching of the Sun Protector Variable Universal Life insurance by the U.S. division of Sun Life Financial. The author stated that a competitive limited-duration, no lapse guarantee on the base policy face amount or an optional lifetime no-lapse protection rider are offered by the product. He added that the 44 investment available can be used within five asset-allocation portfolios. Moreover, the risk normally assumed by the policyholders is the lapse of VUL policies.


Related Articles

  • Baldwin Suggests Ways To Build VUL Sales. Koco, Linda // National Underwriter / Life & Health Financial Services;12/11/2000, Vol. 104 Issue 50, p17 

    Offers suggestions on building sales for variable universal life (VUL) insurance policies. Growth in the market share for the third quarter of 1999; What to discuss with clients when selling VUL; Rights included in the Life Insurance Policyowner Bill of Rights by Baldwin Financial Systems.

  • Top 5 selling VL/VULs.  // National Underwriter / Life & Health Financial Services;5/20/96, Vol. 100 Issue 21, p12 

    Presents statistical information on the top five selling variable life insurance and variable-universal life insurance for 1995.

  • View The VUL As A Life Cycle Policy. Lakenbach, Cary // National Underwriter / Life & Health Financial Services;4/7/2003, Vol. 107 Issue 14, p8 

    Discusses the major attributes of variable universal life policies as a life cycle policy. Ability to provide death benefit protection; Potential of contracts to provide attractive cash flows to enhance retirement income.

  • Too Many Loans Out On A Policy? An "Overloan" Feature Could Help. Lakenbach, Cary // National Underwriter / Life & Health Financial Services;7/15/2002, Vol. 106 Issue 28, p18 

    Discusses the importance of an overloan provision in a variable universal life insurance policy. Problems involved when a policyholder takes loans out on a policy; Steps in assessing considerations for the use of an overloan provision; Ways to enhance financial security.

  • VUL Experts Want To Trim Blowup Exposure. Koco, Linda // National Underwriter / Life & Health Financial Services;4/8/2002, Vol. 106 Issue 14, p4 

    Highlights some key elements of the problem of increasing inadequacy of funding and poorly managed variable universal life (VUL) insurance in the U.S. Factors that increase the rising threat from the problem; Misconception on the guaranteed value of VUL; Disadvantage of investing the money from...

  • 2001 CSO Table Could Pose Multiple Challenges For VUL Market. Kenneally, Nancy M. // National Underwriter / Life & Health Financial Services;4/8/2002, Vol. 106 Issue 14, p21 

    Focuses on the impact of the 2001 Commissioners Standard Ordinary (CSO) Mortality Table on variable life insurance products in the U.S. Way of determining the cost of insurance charges for variable universal life insurance; Amount of premium that an insurance policy owner can pay under the 2001...

  • Full Disclosure's VL And VUL Report. Blease, Roger L. // National Underwriter / Life & Health Financial Services;7/29/2002, Vol. 106 Issue 30, p17 

    Discusses the findings of Blease Research on full disclosure in variable life (VL) and variable universal life insurance. Trend in handling different client objectives within a single product; Discussion on VL illustrated values; Significance of internal rates of return; Obstacles to performing...

  • Current Variable Life/VUL Policy Retirement Income Illustrated Values.  // National Underwriter / Life & Health Financial Services;6/23/2003, Vol. 107 Issue 25, p37 

    Presents the variable life/variable universal life policy retirement income illustrated values for the U.S. as of April 1 and May 1, 2003. Death benefits; Cash values; Policy maturity.

  • It's time to give more focus to risk control. Reinkemeyer, Patrick // National Underwriter / Life & Health Financial Services;9/14/98, Vol. 102 Issue 37, p22 

    Discusses risk control in variable life (VL) and variable universal life insurance in the United States. Risk control tool of diversification; Mean-variance optimization analysis on three VL policies; Three levels of target return; Challenges and opportunities facing product designers.


Read the Article


Sorry, but this item is not currently available from your library.

Try another library?
Sign out of this library

Other Topics