Cash Balance Plans: The New Trend In Retirement?

Babich, Anthony C.
April 2000
Journal of Financial Planning;Apr2000, Vol. 13 Issue 4, p92
Academic Journal
Cash balance plans are a form of hybrid retirement arrangement designed to combine the best features of different plans; while the intent is to provide a better retirement benefit to employees, cash balance plans are not always in an employee's best interests. To help financial planners better advise their clients, this article examines how cash balance plans work. The article also discusses a specific case in which a cash balance plan was introduced, and the consequences that followed.


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