Taking Our Lumps
- Helping Employees Take Charge of Their Futures. Kress, Nenette // Benefits Quarterly;1994 Second Quarter, Vol. 10 Issue 2, p28
The author of this article has witnessed a growing emphasis on open communications at a number of employee benefits-related conferences. It is here that employers and plan sponsors face one of the greatest challenges: that of communicating complex programs to employee audiences who are...
- The problem with lump sum distributions and what to do about it. Quinn, Richard D. // Employee Benefit News;Nov2006, Vol. 20 Issue 14, p11
The article discusses the disadvantages of taking a lump sum option for retiring employees who are not equipped with the capability and skills of managing a large sum of money over an indefinite period of time. The case of an employee who was not able to manage his retirement pay appropriately...
- Few Rollovers. // Practical Accountant;Sep2000, Vol. 33 Issue 9, p24
Focuses on an analysis of defined contribution plan distributions for participants age 20-59 in 1999 in the United States. Percentage of participants opting for cash payments when changing jobs; Impact of increased balances on the prevalence of cash payments.
- Is Your Target-Date Fund Safe? TRANG HO // Investors Business Daily;8/19/2014, pA06
As the fastest-growing products in defined-contribution plans, target-date
- BOTTOM LINE. Greenwood, Ross // Money (Australia Edition);Jul2003, p26
Presents tips on personal finance management in Australia. Reasons for the theory that one can never have enough money; Case illustration for average family financial management; Consideration given for interest on lump sum; Preparation for retirement.
- Personal Financial Management. Scandlyn, Joy // Chartered Accountants Journal;Jun2007, Vol. 86 Issue 5, p65
The article discusses the author's views regarding the personal financial management in New Zealand. The author asserts that several people in their twenties are keen to plan for a solid financial outlook. In addition, she states that going through the planning process has reminded her how small...
- DB schemes continue to lose favour. // Employee Benefits;Jan2007, p12
The article cites the results of the research concerning the benefit pension schemes in Great Britain. The findings reveal that employees who have had to raise their contribution levels into defined pension schemes in 2006 is consist of 58%. Seventeen percent of other employers have moved to a...
- THE COSTS OF DEFINED BENEFIT PENSION PLANS AND FIRM ADJUSTMENTS. Barnow, Burt S.; Ehrenberg, Ronald G. // Quarterly Journal of Economics;Nov79, Vol. 93 Issue 4, p523
This article focuses on the most common variant of pension plans and demonstrates how an employer's cost of fully funding a plan varies with the age and service characteristics of his work force. Pension plans can take many forms, but most can be categorized as either defined contribution plans...
- 92% view the introduction of auto-enrolment positively. Calnan, Marianne // Employee Benefits;9/24/2015, p1
The article focuses on a study conducted by Hargreaves Lansdown PLC on 635 employees, which found that 92% of respondents the government should introduce auto-enrolment. The study found that improvement in the understanding of pensions since being auto-enrolled into a pension for the first time...