Do it yourself: The case for self-funding Rx programs

Thomas Sr., Renny V.
August 2007
Employee Benefit News;Aug2007, Vol. 21 Issue 10, p54
The article focuses on an employee health benefits program self-funded by the employer that includes an outpatient prescription drug component. Self-funded health benefits can bring savings to employers such as on premium tax, carriers' fees, profits and underwriting reserve margins. The advantages of self-funding health benefit programs include control over benefit design and cost, improved employer's cash flow and reduced premiums from removing prescription drug expenses.


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