Heroes & Villains

August 2007
Mortgage Strategy;8/13/2007, p22
Trade Publication
The article identifies positive and negative aspects of the mortgage industry in Great Britain. Tagged as heroes and villains, Mortgage Business (MB) is considered a hero, whereas, Home Information Packs (HIP) are believed to be the villains. MB has not withdrawn its two-year self-cert fixed rate at 5.59 percent with a £1999 fee. On the other hand, the author is surprised that HIP are still existing.


Related Articles

  • TMB cuts rates across many of its products.  // Mortgage Strategy;9/12/2005, p19 

    This article reports that Mortgage Business (MB) has cut the rates on its fixed, dedicated remortgage and self build products. These include fixed rates at 4.95% until the end of 2008, a remortgage only self-cert rate with no completion fee and £750 cashback, and self build products including...

  • FIXED-RATE OFFERS ARE TEMPTING. Smith, Gavin // Money (Australia Edition);Sep2014, Issue 171, p40 

    The article offers information on the pros and cons of fixed-rate mortgage loans.

  • Long-term deals could fail to catch on.  // Mortgage Strategy;8/13/2007, p26 

    The article analyzes the value of offering long term fixed rate mortgages in Great Britain. Several lenders are unveiling their 25-year fixed products at a competitive rate. They tout the advantages of long-term deals like saving on fees and protection against potential interest rate rises....

  • Seize the initiative on 25-year deals.  // Mortgage Strategy;8/13/2007, p28 

    The article analyzes the best way to market long-term fixed rate mortgages in Great Britain. When the idea of long term mortgages was initially launched, most offerings were not exactly competitive. It took a small lender, London & Country, to offer the best and most flexible 25-year deal....

  • Barclays reduces fixed rates by up to 0.20%. Thomas, Natalie // Mortgage Strategy (Online Edition);5/28/2012, p2 

    The article reports on the decision of lender Barclays to lower the majority of its two-year fixed rates mortgages on May 29,2012. The company decided to lower the rates by up to 0.20% and will also lower it on its NewBuy deal. In addition, Barclays will introduce two new deals to its mortgage...

  • 25-year terms no longer the ideal.  // Mortgage Strategy;7/30/2007, p57 

    The article presents the author's views on the Great Britain Prime Minister Gordon Brown's idea of a 25-year fixed rate mortgages. He believes that many people will end up burdened with mortgages for more than 25 years as they remortgage and start again from zero each time they buy. Thus, he...

  • HSBC launches market's lowest-ever two-year fix at 1.79%. Brennan, Henry // Mortgage Strategy (Online Edition);3/5/2013, p11 

    The article reports on the launch by HSBC of the market's lowest ever two-year fixed rate mortgage at 1.79 percent in addition to its lowest ever five, seven and 10-year fixed rates.

  • Talk is cheap.  // Mortgage Strategy;8/8/2005, p32 

    Comments on the responsibility of the mortgage agent to promote products and services without scrutinizing their own mortgages in Great Britain. Inclusion of the attitude to risk and personal circumstances; Effort to secure the house purchase; Selection of the fixed rate mortgage. INSETS: Which...

  • Skipton refreshes mortgage range with reduced rates. Ray, Devraj // Mortgage Strategy (Online Edition);8/6/2013, p3 

    The article reports on the refreshed suite of mortgage products launched by Skipton Bilding Society, which includes the two-year fixed rate at 60 percent loan-to-value (LTV) and the two-year fixed at 70 percent LTV at 2.09 percent.


Read the Article


Sorry, but this item is not currently available from your library.

Try another library?
Sign out of this library

Other Topics