Americans Not Prepared for Disability…

August 2007
Journal of Financial Planning;Aug2007, Vol. 20 Issue 8, p12
Academic Journal
The article comments on how poorly prepared U.S. citizens are for becoming disabled. Research conducted by the National Association of Insurance Commissioners indicates more than half of Americans do not believe they could cover their expenses if they found themselves disabled for a year or more. Only 44% had secured long-term disability coverage. According to the U.S. Social Security Administration, one-fifth of all U.S citizens will experience a disability lasting at least one year before they reach the age of 65.


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