Determining when voluntary benefit plans are subject to ERISA

Rabe, Randall
June 2007
Employee Benefit News;Jun2007, Vol. 21 Issue 7, p36
The article states the requirements that should be met by a voluntary employee benefit plan to exempt from the regulation by the Employee Retirement Income Security Act of 1974 in the U.S. The requirements include: no contributions can be made by the employer; employee participation must be voluntary; the employer's function must be limited to collecting premiums; and the employer cannot receive consideration in connection with the program.


Related Articles

  • New York City Council passes grocer benefit mandate. Geisel, Jerry // Business Insurance;8/22/2005, Vol. 39 Issue 34, p4 

    Reports on the approval of a legislation that would require grocery stores and other retailers that sell groceries to make substantial contributions toward their employees health insurance coverage costs by the New York City Council. Estimated amount of contribution to each employee per hour;...

  • Fighting ERISA erosion. Elswick, Jill // Employee Benefit News;Jul2007, Vol. 21 Issue 9, p1 

    The article discusses the state health reforms in the U.S. and its impact on ERISA and employers. The State of Maryland abolished ERISA in April after a federal appeals court decided on a case between Wal-Mart and its employees. The Massachusetts universal health law contains a questionable...

  • Status as Participant Is Not a Jurisdictional Issue Under ERISA.  // Benefits Magazine;May2012, Vol. 49 Issue 5, p59 

    The article discusses a court case wherein the U.S. Court of Appeals for the Ninth Circuit ruled that the plaintiff's participant status in the long-term disability plan of the defendant company qualifies his claim under the Employee Retirement Income Security Act (ERISA). Prior to remanding the...

  • Not your father's TPA. Brown, Steve // Employee Benefit News;9/1/2004, Vol. 18 Issue 11, p27 

    Discusses the role of third party administrators (TPA) in assisting U.S. employers regarding employee benefit plans. Demands of corporations for TPA services; Trends in the TPA sector; Competition among third party clients. INSET: Major markets for independent TPAs.

  • Benefits binge. BERNHART, MOLLY // Employee Benefit News;Jun2008, Vol. 22 Issue 7, p32 

    The article focuses on the benefit packages with voluntary benefits being offered by employers to their employees. Based on the LIMRA 2007 Voluntary Benefits Report Card, there is an increased percentage among U.S. companies with 10 or more employees that offer six or more voluntary benefits...

  • Dramatic variety. Taylor, Vicki // Employee Benefits;Mar2006, Special section p19 

    The article focuses on case studies of flexible employee benefits schemes in Great Britain. The principles have stayed the same but the packages offered by employers have developed over time. It gives employees greater choice without increasing costs for employers. Employers introduce or migrate...

  • RESEARCH: KEY FINDINGS.  // Employee Benefits;2007 Benefits Book, p9 

    The article presents the findings of the study that investigates the benefits offered by employers to their staff, and how these benefits are delivered in Great Britain. It shows that 62 percent of employers say their strategy helps improve staff motivation and productivity. More than half of...

  • RESEARCH: STRATEGY.  // Employee Benefits;2007 Benefits Book, p10 

    The article presents the study which examines how benefits strategies offered by employers have evolved in Great Britain. The study reveals that the emergence of staff motivation and productivity concepts may be explained by the fact that benefits have now become sophisticated. It indicates that...

  • The Survey.  // Employee Benefits;Apr2004, p5 

    Presents a result of a survey on flexible benefit schemes for employees in Great Britain. Percentage of employers offer flexible benefits; Refusal of several employers to offer flexible benefits; Sectors that operate the benefit scheme.


Read the Article


Sorry, but this item is not currently available from your library.

Try another library?
Sign out of this library

Other Topics