Should We Have a National Savings Rate?

May 2007
Journal of Financial Planning;May2007, Vol. 20 Issue 5, p16
Academic Journal
The article discusses the concept of national savings guidelines that would allow the American public better gauge how much money they need to save for retirement. While financial planners repeatedly stress that people need to start saving for retirement no later than the age of 35, according to the Retirement Confidence Survey nearly half of all working adults are not following these suggestions. The "Journal of Financial Planning" asks readers to give their opinions on national savings guidelines.


Related Articles

  • Faster, Better, Cheaper. Rosato, Donna; Wang, Penelope; Poppick, Susie // Money;Jul2011, Vol. 40 Issue 6, p52 

    The article reports on ways to save money and build wealth in order to prepare for retirement. Tips include paying off debt, balancing stock portfolios and using professional financial planners to save money on taxes while growing investments. If selling a home, money can be saved by not using a...

  • Trends Drive Opportunities for Financial Planning for Women. Eikmeier, Barbara J. // Journal of Financial Planning;Apr2007 Supplement, Vol. 20, p6 

    The article discusses financial planning for women. After the "New York Times" announced that the majority of women in the United States are living without a spouse, financial planners realized they must adapt their business to the financial challenges facing women. These challenges include the...

  • STAT BANK.  // Journal of Financial Planning;Jun2007, Vol. 20 Issue 6, p14 

    The article presents statistics about financial planning. According to the United States Census Bureau, women's earning increased 25% between 1990 and 2003, compared to less than ten percent for men. Nearly one-fifth of eligible 401(k) participants have outstanding loans from their accounts,...

  • Staying Active. Reinhart, Len // Financial Planning;Aug2005, Vol. 35 Issue 8, p39 

    Analyzes the possible impact of the changes in financial planning industry on a debate over active and passive money management of a retirement portfolio. Factors to consider by financial planners in creating a personal pension plan; Reasons behind the reluctance of several advisers to use...

  • Bargain financial advice.  // Consumer Reports;Feb2006, Vol. 71 Issue 2, p29 

    The article offers a look at low- and no-cost financial planning services. Brokerage firms, banks, insurers, and mutual fund companies are looking to serve baby boomers who are planning for retirement. The services provide investment advice. Vanguard and T. Rowe Price offer advice on specific...

  • Advice from $0 to $3,000.  // Consumer Reports;Feb2006, Vol. 71 Issue 2, p30 

    The article looks at the cost and quality of financial plans. The benefits of comprehensive plans from the Vanguard Group and from an independent, fee-only financial planner are compared. The benefits of retirement plans from T. Rowe Price, Cambridge Associates, Garrett Planning Network,...

  • Caregivers as Unsung Heroes. Walker, Lewis J. // Journal of Financial Planning;Jun2007, Vol. 20 Issue 6, p32 

    The article discusses the financial planning industry in relation to the baby boom generation. As the generation nears retirement, many financial planners are worried about the state of the United States economy as well as their own businesses, which will likely be greatly impacted as the...

  • UNDERSTANDING CONTRIBUTION LIMITS IN RETIREMENT PLANS. Sherman, W. Richard; Brinker Jr., Thomas M. // Journal of Personal Finance;2007, Vol. 6 Issue 2/3, p49 

    This article offers a concise analysis of tax-sheltered retirement savings options - a useful resource for both taxpayers and financial advisors. Individual taxpayers will find the information useful as they make choices and become increasingly responsible for funding their own retirement....

  • Toolbox: New Retirement Products. Maxfield, Blaine // Accounting Today;4/20/2009 Supplement, p16 

    The article discusses how the new generation of tools can help investors and advisors analyze the complexities of retirement planning. The tools are said to provide flexibility through a more accurate pre-retirement resource accumulation and post-retirement resource distributions model. It...


Read the Article


Sorry, but this item is not currently available from your library.

Try another library?
Sign out of this library

Other Topics