Making informed Decisions on Credit Applications

Clifford, Malcolm
July 2006
Credit Control;2006, Vol. 27 Issue 7/8, p72
Trade Publication
The article discusses how the point of referral on traditional scorecards can be an opportunity for credit providers to assess the suitability of consumers. Most organizations rely on tested methods of credit scoring to determine which consumers they will and will not grant credit to. The heart of most credit decisions is the credit score which is enjoying a new lease of life as a consumer product.


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