Consumer-Driven Health Care Plans Not in Driver's Seat…

February 2007
Journal of Financial Planning;Feb2007, Vol. 20 Issue 2, p12
Academic Journal
The article provides statistical data regarding consumer-driven health plans. Even though consumer-driven health plans feature lower premiums but higher deductibles, enrollment and customer satisfaction remain low. According to the author, the uninsured are not joining the plans despite the tax breaks and expectations of policymakers. Some of the data included are the amount of the privately insured U.S. population that was enrolled in the consumer-driven plans in 2006 and the amount of consumers familiar with the plans.


Related Articles

  • Online Poll at www.businessinsurance.com.  // Business Insurance;8/6/2007, Vol. 41 Issue 32, p8 

    This article presents the results of an online poll, which asked about the impact of high-deductible health plans on insurance costs. Seventy-five percent of the respondents do not believe that these health plans will reduce costs, while 25 percent thought otherwise.

  • Consumer driven health plans not so alluring.  // Case Management Advisor;Feb2007, Vol. 18 Issue 2, p19 

    The article focuses on the unimpressive consumer-driven health plan (CDHP) enrolment memberships in the U.S. A recent survey conducted by the Employee Benefit Research Institute and the Commonwealth Fund reveals that Americans are not signing for health plans with reduced premiums and higher...

  • Leistungen und Beiträge als Determinanten der Zufriedenheit mit der Gesetzlichen Krankenversicherung. Ergebnisse einer empirischen Untersuchung zur Akzeptanz des Krankenversicherungssystems bei den gesetzlich Versicherten. Ullrich, Carsten G.; Wemken, Ingrid; Walter, Heike // Zeitschrift für Sozialreform;jun1994, Vol. 40 Issue 6, p349 

    The article discusses research findings of a study to determine the participants' satisfaction with their mandatory participation in the German health insurance system. Discontents have been aired in matters of reallocations perceived as "unjust," of increases in insurance premiums, and lack of...

  • Health care benefits. Ostermann, Dieter // Rubber & Plastics News;1/10/2005, Vol. 34 Issue 12, p9 

    This article reports that firms should tackle costs like other business problems. The plan is a good one: It is based on the belief that companies must treat health care costs as a business problem, not a benefits problem. To be fair, the executive's attitude is not unusual. Companies routinely...

  • News - Vietnam: Insurance premiums to leap by nearly 20% in 2011.  // Asia Insurance Review;Feb2011, p53 

    The article reports that an increase of 18.8% in total insurance premiums over 2010 is expected in 2011. It is stated that non-life insurance premiums contributed roughly 17 trillion Vietnam dollar while life insurance premiums rose by 16% to 13.69 trillion Vietnam dollar. It is mentioned that...

  • Adapting to the risks of climate change. Chami, Mohamad // MiddleEast Insurance Review;Oct2012, p69 

    The article focuses on the need for a green fund to help insurance industry to cope with the challenges of global warming. The ways in which global warming will likely impact the insurance industry are mentioned. It is noted that the risk posed by global warming is not reflected by historically...

  • ACTUARIALLY FAIR PREMIA FOR DEDUCTIBLE INSURANCE POLICIES. Francis, Jack Clark; Harel, Arie; Harpaz, Giora // American Economist;Fall2010, Vol. 55 Issue 2, p83 

    We show how to construct uniform pricing frameworks for various insurance products that have prespecified deductibles. It is shown that the deductible insurance policies' indemnity payoff functions resemble those of distinctive derivative securities: therefore, the actuarially fair premia can be...

  • The $1 Billion Problem. Lee, Diana // American Agent & Broker;Jan2012, Vol. 84 Issue 1, p44 

    The article focuses on the problems regarding insurance premium payments in Florida. It is mentioned that the first step in the overall scheme lo defraud insurance companies is the staged crash. It is noted that premium payments in Florida are increasingly inadequate in relation to skyrocketing...

  • Peter Hamilton: Honesty is the best policy. Hamilton, Peter // Money Marketing (Online Edition);12/22/2014, p1 

    The article presents the author's views on the need for utmost good faith between insurers and the insured to work properly. He comments on the subsequent claim by the owners under their insurance contract. He opines on the court case Versloot Dredging v. HDI Gerling Versicherung in which the...


Read the Article


Sorry, but this item is not currently available from your library.

Try another library?
Sign out of this library

Other Topics